ucwestbc  

(Home ownership lookup) - Tax Discounts

Elizabeth F. Campion
Sun, 24 Feb 2002 06:53:57 -0800


RE: Difference in "Due" and "Paid"

If your Real Estate Taxes are paid on time, (before the last day of
February for a Tax year that runs 1/1 to 12/31) the city discounts the
due rate by, I think by about 1.5 %.  The figure shows up on the actual
bill.

If you are late, the late charges escalates with the lateness.

The interesting thing is that this rebate creates a
"conflict-of-interest" for the big lenders.
They can hold the Borrowers "Escrow" a full year of Taxes, let's say a
$2,000 / home average in UC, for another two months and keep all interest
thereon.  (Note: Most Lenders do not give interest on Mortgage Escrows). 
The loss of discount accrues to the Borrower, not the Lender.

Also note: It is no surprise that Al, one of our recycling volunteers,
enjoyed the benefit of being "on time".  The best neighbors do what they
are supposed to do (and the extras that they can do), when they are
supposed to do it, and not just because of monetary incentives.

Best!
Liz

Elizabeth  Campion
Neighbor, PENN Grad '77 & Real Estate  Broker
    Direct & VM: 215-790-5653 
    Cell Phone (emergencies): 215-880-2930
    Private mail to : 
        P.O. Box 23632
        Phila, Pa 19143
        MailTo:[EMAIL PROTECTED] 
                or
        MailTo:[EMAIL PROTECTED]
PRUDENTIAL, FOX & ROACH
    Reception:215-546-0550
    Shared Fax: 215-546-9781  
    Office at 
        210 W. Rittenhouse Sq., Suite # 406
        Phila, Pa 19103

On Sat, 23 Feb 2002 10:13:25 -0500 "[EMAIL PROTECTED]"
<[EMAIL PROTECTED]> writes:
> Pretty neat!
> 
> I noticed one ot two things after trying it out:
> 
> (1) I had to enter "47th" as the street, not "47". Without the "th", 
> it came
> back "no record"
> 
> (2) The Tax Calculator came up with a slightly different (slightly 
> higher)
> value than what we actually paid. No biggie, the difference was less 
> than
> 2%.
> 
> 
> Al Airone
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  • (Home ownership lookup) - Tax Discounts Elizabeth F. Campion