Dito kapag sinabing 30 years fixed rate, for 30 years yun lang ang rate mo. Pero meron ding mga adjustable rate mortgages. Kami 30 years fixed rate :(. Sa previous bahay namin, 15 years fixed rate lang yung loan namin. Kaya lang ngayon, mas malaki yung loan amount, too risky for us na gawing 15 years lang yung loan. Kaya ang ginagawa namin, nag-eextra payment na lang kami every month.
Here's an interesting calculator. Using this, you can find out how much you're going to save in interest payment and the duration of the loan payment by making extra payment: http://www.statefarm.com/apps/mortgage- calculators/Calc_Amort_Prepay.asp?PageId=Prepay --- In [email protected], "JCR" <[EMAIL PROTECTED]> wrote: > Hi Arlene, > > Tawag dito fixed rate closed mortgage (my rate is locked for 4 years).. terms dito usually max of 25 years mortgage terms, wala pa kong alam na umabot ng 30 yrs (too long). The house we got is still in GTA (Greater Toronto Area), 3 mins. drive to subway & 10 mins drive to my workplace. makakaligtas na ko sa 75km drive daily!!! > > good luck sa vacation mo... miss ko na rin Janets food saka bilyaran sa uste! di ako nakagala last vacation (2004) busy sa wedding. > > Randy ... > > > ----- Original Message ----- > From: tribalknowledge > To: [email protected] > Sent: Sunday, June 19, 2005 10:17 PM > Subject: [4c-math94] Bob and Randy > > > Hi Bob! Pexer ka rin pala ha. > > Hi Randy! Congrats din on your new house! Sa Canada ba, ang term ng > fixed rate loans, usually 15 years and 30 years din? > > Okidoki, artichokey! > > > > > > Ask our other classmates to subscribe, tell them to send an email to: > [EMAIL PROTECTED] > > > > > > -------------------------------------------------------------------- ---------- > Yahoo! Groups Links > > a.. To visit your group on the web, go to: > http://groups.yahoo.com/group/4c-math94/ > > b.. To unsubscribe from this group, send an email to: > [EMAIL PROTECTED] > > c.. Your use of Yahoo! Groups is subject to the Yahoo! Terms of Service. Ask our other classmates to subscribe, tell them to send an email to: [EMAIL PROTECTED] Yahoo! Groups Links <*> To visit your group on the web, go to: http://groups.yahoo.com/group/4c-math94/ <*> To unsubscribe from this group, send an email to: [EMAIL PROTECTED] <*> Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
