Tagui, mutual funds lang. Kung nagpu-401K ka, most probably sa mutual funds naka-invest yung pera mo. Nung nag-open ako ng Roth IRA accts para sa amin ng asawa ko and education accts (Coverdell and 529) para sa daughter ko, sa Vanguard ako nag-open. This year, baka sa T. Rowe Price naman ako mag-open ng Coverdell acct para sa 2nd daughter ko (in one month pala, manganganak na ako). Sa Fidelity na kasi yung 401k namin, yung the rest of our accts nasa Vanguard naman, kaya T. Rowe Price na ang kino-consider ko for further 'fund family' diversification.
Maraming ok na sites regarding finances...crown.org, money.cnn.com, vanguard.com to name a few. Pinapanood ko rin si Suze Orman (msnbc) minsan to get some financial insights. Magandang resource about mutual fund ranking is morningstar.com. Meron pa rin kaming CD and money market accts pero para lang for emergency fund and pang pay ng bills. Mas may growth kasi ang pera kapag nasa riskier investments like mutual funds and stocks. Yun nga lang, you may lose some or all of your money on these riskier investments. Hope this helps. Mahirap bang maging rich? Di ko masasagot kasi hindi ko alam. Rich siguro ako, sa gastos, especially now na magda-dalawa na yung anak ko. Ang laki ng gastos namin for childcare :( Regarding real estate slump, di ako sure kung anong status ng dfw. Hopefully, huwag lang tayong maging unemployed kasi mahirap magbenta ng bahay these days. O sha. Balitaan mo na lang kami kung magpapa-sakal ka na din.
