I took a policy from ICICI Prudential about 3 years ago. They charged a nominal additional premium to cover for my blindness.
Regards Sameer Latey Mumbai, India Mob. 9867414004 ----- Original Message ----- From: "Subramani L" <[EMAIL PROTECTED]> To: <[email protected]> Sent: Monday, September 25, 2006 1:54 PM Subject: Re: [AI] Life insurance | does blindness cause us topayhigherpremiums? > Also Rajesh, if I may add. Pure risk cover is something no agent offers > you straight away, because the commission on such a policy is less. You > will have to really work hard with him to get details and only an agent > who is close to you arranges for the policy. This is the experience of > several normal persons as well. > > I personally heard from a blind person that LIC had refused to give him > a policy citing his blindness and even writing to the Chairman didn't > prove effective. As far me, I have just taken a policy with my wife and > may be that's why there aren't any problems so far. > > Subramani > > -----Original Message----- > From: [EMAIL PROTECTED] > [mailto:[EMAIL PROTECTED] On Behalf Of rajesh > asudani > Sent: Tuesday, September 26, 2006 1:23 AM > To: [email protected] > Subject: Re: [AI] Life insurance | does blindness cause us to > payhigherpremiums? > > *********************** > No virus was detected in the attachment no filename > > Your mail has been scanned by InterScan MSS. > *********************** > > > Well, public sector insurers like LIC surely do perceive the threat to > be > higher and do charge higher primia. Don't think IRDA has said anything > on > the issue > > Regards > > Rajesh. > ----- Original Message ----- > From: "Manish Agrawal" <[EMAIL PROTECTED]> > To: "Access India" <[email protected]> > Sent: Sunday, September 24, 2006 11:24 PM > Subject: [AI] Life insurance | does blindness cause us to pay > higherpremiums? > > > > Hi, > > I'm interested in hearing people's experiences/views on the following: > > > > 1. If a blind person wants to insure his/her life, is the perceived > > threat to life higher because of the vision condition? - this will > > result in a higher premium. > > 2. Is there a circular/guideline from the government or any other > > regulatory body clarifying the rules around this? > > 3. Do different insurance companies take differing views on the above? > > -- will appreciate people specifying names of companies they've dealt > > with. > > 4. Are any insurance schemes launched specially for the disabled by > some > > govt. financial institution? > > > > Regards, > > Manish > > > > To unsubscribe send a message to > [EMAIL PROTECTED] > with the subject unsubscribe. > > > > To change your subscription to digest mode or make any other changes, > please visit the list home page at > > > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i > n > > > > > To unsubscribe send a message to [EMAIL PROTECTED] > with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, > please visit the list home page at > > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i > n > > > To unsubscribe send a message to [EMAIL PROTECTED] with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, please visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > __________________________________________________ Do You Yahoo!? Tired of spam? Yahoo! Mail has the best spam protection around http://mail.yahoo.com To unsubscribe send a message to [EMAIL PROTECTED] with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
