Dear listers,

Thanks for your encouraging terms with a right approach.

I am afraid I may not have the photocopy of the Ac opening form of the same.
However, in the times when DSAs of the respective banks tend to leverage
their best touting skills to pursue their likely customers generally offer
you more than what the bank actually gives.  & in such cases when once you
sign the document the copy of the respective document testifies only your
acceptance to what is written their as terms of acceptance.  I cannot
virtually dare to challenge this in a court of law too as one of our
colleagues suggested it could be a 'Bank's discretion' to put this in as
terms & conditions.  Besides, I need not keep a record of such documents too
- thanks to MNCs for bringing competition in India today - where I have
other recourse to abandon their services.

I am sure this debit is towards the same as it clearly states in the Net
statement dated Aug. 29 as:   '29/08/06 ,DEBIT CARD ANNUAL FEES.'  Thanks
for your encouraging words.

Regds,



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