I installed on my phone but it is giving phone binding error.  Download
file size is 1.9 Mb.

Highlights:

App is currently only available for Android

The UPI-based app doesn't require you to load money first

A USSD-based interface is also available for feature phones
App details:

The BHIM, a UPI (United Payments Interface) based app called BHIM, short
for Bharat Interface for Money. The BHIM app is a straightforward UPI app,
which would allow anyone to make simple digital payments directly from
their bank account.

UPI-based app allows anyone to pay or receive money through online banking,
unlike a wallet where you have to first load the money before you can use
it.

"Be it a smartphone or feature phone of Rs 1,000-1,200, BHIM app can be
used. There is no need to have Internet connectivity," says PM Modi. "One
only needs a thumb. There was a time when an illiterate was called 'angutha
chchap'. Now, time has changed. Your thumb is your bank now. It has become
your identity now."


*What is BHIM app?* With the BHIM app, anyone can send or request money
through the app to make a digital payment. The app is linked to your bank
account, so you don't have to load money in it unlike a wallet, and a
merchant does not have to worry about transferring the money back to their
bank account.


*How can I get it on my phone?* Download the BHIM app by the National
Payments Corporation of India (NPCI) on Google Play
<https://play.google.com/store/apps/details?id=in.org.npci.upiapp> to start
using the free Android app. The app will soon come to the iOS platform.


*How do I use it?* After you download the BHIM app, you'll have to register
your bank account through the app, and set a UPI PIN. Your mobile number is
your payment address, and you can start transacting. Through the app, you
can send or receive money to a phone number, check balance, or scan a QR
code to make a payment without sharing a phone number.

Money can also be sent to non-UPI banks through IFSC, like you do with
normal net banking.


*Does it work on feature phones?* Apart from an app, the interface can be
accessed using USSD (Unstructured Supplementary Service Data) from feature
phones - you will need to dial *99# to access it. With this method, an
Internet connection will not be required.


*Which banks support this?* All the major apps are supported by the BHIM
app - as long as the bank supports UPI, you will be able to access your
money through the BHIM app. The list of supported banks is: Allahabad Bank,
Andhra Bank, Axis Bank, Bank of Baroda, Bank of India, Bank of Maharashtra,
Canara Bank, Catholic Syrian Bank, Central Bank of India, DCB Bank, Dena
Bank, Federal Bank, HDFC Bank, ICICI Bank, IDBI Bank, IDFC Bank, Indian
Bank, Indian Overseas Bank, IndusInd Bank, Karnataka Bank, Karur Vysya
Bank, Kotak Mahindra Bank, Oriental Bank of Commerce, Punjab National Bank,
RBL Bank, South Indian Bank, Standard Chartered Bank, State Bank of India,
Syndicate Bank, Union Bank of India, United Bank of India, Vijaya Bank.


*Are there transaction limits?* There is a maximum of Rs. 10,000 per
transaction permitted, and Rs. 20,000 within 24 hours.

Info Source:: http://linkis.com/gadgets.ndtv.com/app/nXurB

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