I'm sure that those representatives are not well informed. Ask for for an
evidence of what they say and insist on checking out your CIVIL score.

Best Regards,
Zujar...

An optimist laughs to forget, a pessimist forgets to laugh!


On Tue, Aug 14, 2018, 1:11 AM Mahesh S. Panicker <maheshspanic...@gmail.com>
wrote:

> Twice I was suggested by electronic dealers to go for the Bajaj card.
> Both times, the Bajaj representative told me they can't issue a card
> to a blind person. One of my friends also had a similar experience
> with them.
> With banks its not always easy with a creditcard, but with RBI
> regulations and some persistence, you have a pretty decent chance of
> eventually succeeding. I could manage the same with ICICI bank.
> Initially the person send to collect my documents expressed
> apprehensions about signatures. I told him about the RBI circular.
> Then they chose not to deny but to sit on the application without
> processing it. I contacted the customercare, wrote to the senior
> management too. Had posted the same here and Harish ji had also taken
> it up. Eventually the relented and processed my application.
> At least in Delhi, the Bajaj lot have been found to be more disdainful
> of the law of the land and with a thik skinn. If we could take it up
> with the senior management at a collective level, think the card is
> actually a pretty handy one to have.
>
> On 8/13/18, john clayton <nishantra...@gmail.com> wrote:
> > Hello there karthik ,
> >  Thank you for the reply.
> >  I am aware of the bajaj/ hdfc and tata capital reps at most najor stores
> > or showrooms.
> >  However don't they require for you to have a check canceled but signed?
> >  Its the signature requirements that end up tripping me every time.
> >  and I suppose my cibil score is likely to be 0 as I don't have a credit
> > card yet or a loan, so I suppose a credit card is what I need to work on
> > first, before I atempt these.
> >
> > Suppose I need to go and research a good credit card which preferably
> > doesn't have a requirement of signs and the like, but lets see.
> >  There maybe a very slight possibility what with online paperless
> processes
> > introduced for creditcards, bank account and so on, but lets see how it
> > pans out. :)
> >
> >
> > On 13 August 2018 at 12:06, karthik kova <richie2...@gmail.com> wrote:
> >
> >> Hi John,
> >>
> >> Please walk into any of the reputed Electronic Dealer stores and you
> would
> >> see a person from Bajaj Finance and HDFC sitting in the store who will
> >> assist in the loans for the products based on the CIBIL score.
> >>
> >> Thanks,
> >> Karthik
> >>
> >>
> >
> >
> > --
> > ***
> > “The most important thing in life is not the triumph but the struggle.
> The
> > essential thing is not to have conquered but to have fought well.”
> >
> >
> >
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>
> --
> Dr. Mahesh S. Panicker
> Assistant Professor,
> Department of Political Science,
> Lady Shri Ram College for Women,
> Lajpat Nagar
> New Delhi 110024
>
>
>
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