Hi everyone, As the subject line suggests, I'm keen on learning/understanding these insurance plans for people with blindness. Though I'm doing my secondary research, I personally wanted to know the experiences of individuals who have taken these plans in the past. My questions are as follows. Is there a difference when we go to get these insurance plans for ourselves as an earning member of our family? After mentioning about our permanent disability, does the amount of our premium increase in comparison to non-disabled folks with same age? What kind of responses you have received after disclosing your permanent disabilities to the insurance companies? What are the best insurance companies for people with disabilities (by comparing the claim ratio and claimed amount ratio)? How's been your experience with the mainstream insurance providers? I'm in my mid-twenties and recently felt the need of buying these plans, and I don't want to not provide any relevant information while filling up these forms which might become a hinder during my claim settlement, and I don't have any medical condition other than my complete blindness. Thanks in Advance. -Shakul
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