Hello Mr. Pramod,
Ask for my knowledge, for people with disabilities, you cannot take a group health insurance such as a family health insurance. We need to take individual health insurance.
I had the same issue last year while I applied for a family health insurance through star, but it was rejected owing to my blindness due to retinitis pigmentosa.
 Then I approached care health insurance and the manager explained it to me in detail and I got my health insurance policy for Rs.10 lakhs individually for me.
I tried calling you over the phone but could not reach you.
Kindly either call me or let me know. When can I call you for me to explain it in detail the process.
Regards.


Prof. B. S. M. Kumar, MSc., MTech., PhD, 
Cell: +91 9840139849

Sent from my iPhone

On 18-Dec-2022, at 09:25, Pramod Gupta <[email protected]> wrote:


I have two kids both boys   aged 20 and 15  yrs old with visual impairment  low vision  (Retinitis Pigmentosa )

I had applied for online  health insurance of family floater plan for 4 of us . The insurance company rejected the health insurance cover for both the kids .

I had approached IRAI about the same and nothing happened

Whereas the news article linked shared says that insurance company can't denied the health cover for the disabilities 

Can some one suggest the way forward? to solve the issue collectively 

Will help every one 

Regards
Pramod Gupta 
9008300545
BANGALORE 




https://m.economictimes.com/industry/banking/finance/insure/hc-pans-irdai-for-calling-disabled-sub-standard-lives-says-they-cant-be-denied-health-cover/articleshow/96256767.cms

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