Thanks for the nice piece of info. but as far as I know, the visually impaired have to pay a bit more on account of high risk targets. ----- Original Message ----- From: "Ketan Kothari" <[EMAIL PROTECTED]> To: <[email protected]> Sent: Saturday, February 23, 2008 12:01 AM Subject: [AI] LIC
> Dear friends, > > A few months ago there was a meeting convened in Mumbai wherein it was > mentioned that some of the LIC policies are not allowed for blind friends. > On behalf of NAB Mr. K. Ramkrishna, Mr. Pravin Dandia, Mr. Suhas Karnik > and I met Mr Agarwal, the Executive Director, Actural Department, LIC and > presented him with our concerns. Following is the correspondence which is > selfexplanatory. I am extremely sorry for not posting it earlier. > > > > > > > > May 18, 2007 > > > > > > Mr. G.N. Agarwal, > > Executive Director(Actuarial) > > Life Insurance Corporation of India > > Yogekshema, Jeevan Bima Marg, > > Nariman Point > > MUMBAI 400 021. > > > > Sub: Our meeting dated 13/03/2007 > > > > Dear Shri. Agarwal, > > > > It was indeed nice meeting you on the 13th of March'07, we were quite > touched by your special interest and kind consideration towards the blind. > > > > In the said meeting we had discussed a few issues regarding the policies > of L.I.C. towards its blind clients. Enclosed please find copy of the > note which we had presented to you on that day. May I request you to > kindly look into the matters raised therein and reply us suitably to allay > our apprehensions in this regard. > > > > Looking forward to your communication, > > > > > > Yours in the cause of the blind, > > > > > > > > KETAN KOTHARI > > Asstt. Director > > > > > > > > > > > > > > March 13, 2007 > > > > Mr. G.N. Agarwal, > > Executive Director(Acturial) > > Life Insurance Corporation of India > > MUMBAI. > > > > Sir, > > > > At the outset let me thank you on behalf of the National Association for > the Blind-India, for promptly granting us an appointment to discuss > certain issues pertaining to the blind community. > > > > We would like to draw your kind attention to the following points > > > > 1.. In endowment and other schemes of LIC, blind people are charged extra > premium. We concede the fact that the amount of premium is determined by > the perceived risk. However, it is our humble opinion that there is no > statistical data to support this "high risk " perception. > 2. Some of the Policies like "Jeevan Anand" "Jeevan Mitra" Jeevan > Chhaya" etc. offer double and triple accident benefits/life cover which is > not allowed to the blind. > > 3.. Some of your excellent policies like the "Janashri" for un organized > labour are also not available to the blind, although the majority of our > blind community is engaged in un organized sector. > > > We would request LIC, to kindly take a more equitable view of the > requirement of this community and allow us the maximum benefits that may > accrue from Insurance. > > > > Looking forward to your kind co-operation > > > > Yours in the cause of the blind, > > > > > > PRAVIN C. DANDIA > Hon. Secretary > > > > > > > (Mono LIC) Life Insurance Corporation of India > > ________________________________________________________________________ > > Actuarial Department, Central Office, "YOGAKSHEMA", Jeevan Bima Marg, > Mumbai 400 021. > > Tel: 022-66598370/22852174, Fax: 022-22028321 > > Ref. Actuarial/PS > 14th July, 2007 > > Shri Ketan Kothari > > Asstt. Director > > National Association for the Blind > > Mulla House > > 51, Mahatma Gandhi Road > > MUMBAI 400 023. > > Dear Sir, > > Re : Insurance cover to blind persons > > We thank you for your letter dated 18th May 2007 enclosing a copy of your > earlier letter dated 13th March, 2007. > > Regarding the points raised in your enclosed letter we have to inform you > as under: > > 1. It is not correct that we do not allow some of our > plans such as Jeevan Anand, Jeevan Mitra, Jeevan Chhaya etc. to the blind > persons. > We do not have any restriction with regard to plan and term for the > insurance cover. The only requirement is that the person to be insured > should be gainfully > employed which is one of our basic requirement for all whether they are > disabled or not disabled. > > 2. It is also incorrect that Janashree Bima Yojana is not > available to the blind persons. It is a social security group insurance > scheme > and provides insurance protection to persons below poverty line and > marginally above poverty line provided they are members of the approved > occupational/vocational > groups. > > 3. It is also not correct that we charge extra premium > while offering insurance cover to the blind persons. > > We hope the above clarification will serve the purpose. If you have any > further points, please write to us. > > Thanking you again, > > Yours faithfully, > > -/sd > > EXECUTIVE DIRECTOR (ACTL) > > > > Ketan Kothari > Phone: [r] 24223281, > Cell: 9987550614 > MSN ID: [EMAIL PROTECTED] > Skype ID: Ketan3333 > To unsubscribe send a message to [EMAIL PROTECTED] > with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, > please visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > To unsubscribe send a message to [EMAIL PROTECTED] with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
