Hi,
 Honestly, this policy is kinda sad and not really worth having. probably
just a sop, nothing more.
 daily room charges are covered only up to 1% and or 2% if ICU of the
insured amount per day, the claims are max up to 500000? your existing
disability and conditions related to it are not covered before 2 years
(could be wrong as I have given irt a rough read), worse of all there's a
co payment of 20% minimum, that is assuming that your insurer would always
be willing to pay 80% of the bill without any quibbles (no, they won't.)
 so in essence, not worth having at all.
in an ideal world, we would be given access to the same policies as our
sighted counterparts, barring the disability and conditions relating to it,
which could perhaps have some additional premium to cover such things as
well, but then pigs certainly can not fly, and so here we are stuck with a
warm pile of bull excreta in the name of health policy.
Have a lovely day ahead,

On Mon, 4 Dec 2023 at 05:12, Pranav Lal <[email protected]> wrote:

> Hi all,
>
>
>
> Are there better plans available in the market? If I am reading the plan
> correctly, it covers only 1 to 2% of the actual cost.
>
>
>
> Pranav
>
> *From:* [email protected] <[email protected]> *On
> Behalf Of *Prashant Naik
> *Sent:* Sunday, December 3, 2023 2:30 PM
> *To:* accessindia <[email protected]>
> *Subject:* [AI] Introducing Health Insurance for Persons with
> Disabilities from STAR Health - Special Care Gold
>
>
>
> Dear list
>
> For your information, I am shing this news I read today.
>
> On the occasion of IDPD 2023, the Star Health And Allied Insurance Company
> Limited (IRDAI UIN: SHAHLIP23182V012223) introduced a dedicated plan
> designed to offer financial protection and assistance to persons with
> disability.
> Visit the below link to explore its features -
> https://www.starhealth.in/health-insurance/special-care-gold/
>
> Thanks and regards
> Prashant Naik
>
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