You can avail personal loane from the bank branch, where your salary account is 
existing.
  ----- Original Message ----- 
  From: Yusuf Balapariya 
  To: [email protected] 
  Sent: Thursday, December 4, 2025 10:05 PM
  Subject: [AI] Request for Guidance on Getting a Loan


  Hello Access Indians,

  My name is Yusuf, and I am from Mumbai. I am currently working in a private 
sector job with a minimum salary. From the past 5–6 months, I have been trying 
to apply for different types of loans, but unfortunately I have not received a 
single approved offer till now.

  I mainly need a personal loan. When I saw that personal loan is not getting 
approved, I also tried material loans. Recently I even visited a mobile shop to 
buy a phone on finance. For background, I have never taken any loan before in 
my life, so there is no CIBIL or credit score in my name.

  Government banks are not ready to give me a loan due to my current CTC, and 
private finance companies are offering very small amounts, or some executives 
are rejecting me because of my disability, maybe due to lack of awareness.

  I have been searching for 7–8 months continuously but no proper solution is 
coming.

  I request all members, especially anyone from the financial field, to please 
guide me. From where can I borrow the required loan amount with my basic 
salary? Any suggestions or proper direction will be very helpful for me.

  Thank you in advance for your support.

  Regards,
  Yusuf 

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Disclaimer:
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through this mailing list..


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