Thanks vishnu, for updating me on the subject.  I was thinking in my
subconscience while writing of RBI/SC ruling over this issue circulated to
banks giving guidelines on the matter relating VI which was lengthily
discussed here too sometimes back giving only ltd rights.  I will be really
glad hearing your confirmation on whether a fresh guidelines on the same
have come up?  Until the provisions are lined in the rules, even the
smallest personnel in the bank may well turn us to the way out.

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