Yes. U can do so. But monthly investment is batter Whith best regard kapil 
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-original message-
Subject: Re: [AI] Savings
From: gufran <[email protected]>
Date: 29/03/2012 8:22 pm

hi kapil sir, i would like to clear one dout. can we invest yearly 
instead of monthly?On 3/29/2012 10:06 AM, Kapil wrote:
> If u invest say 2000 monthly in any large cap diversify mutual fund like HDFC 
> top 200,IDFC premear iquity fund, DSP black rock top 100, etc'. For more than 
> 10 years, about 15 percent returns are expected.  Whith  best regard kapil 
> email [email protected] facebook i.d [email protected] mobile 
> 09013386781
>
> -original message-
> Subject: Re: [AI] Savings
> From: "Umesha Economics"<[email protected]>
> Date: 29/03/2012 7:03 am
>
> can you give more details about risky high return plans like mutual funds,
> monthly investment plans etc.?
>
> Umesha
>
> ----- Original Message -----
> From: "Kapil"<[email protected]>
> To:<[email protected]>
> Cc:<[email protected]>;<[email protected]>
> Sent: Thursday, 29 March, 2012 3:26 AM
> Subject: Re: [AI] Savings
>
>
>> Hi anil, insurence and investment are different. Be clear about your
>> objective. Insurence is for yr dependents in case of untimely death. If u
>> want this, go for term plan. Investment is for yr goals child education,
>> child maridge, returement etc'. For this, u have to decide whether u want
>> low but safe returns, go for PPF, or bit risk but high returns, go for
>> large cap diversify mutual fund via monthly investment plan.      Whith
>> best regard kapil email [email protected] facebook i.d
>> [email protected] mobile 09013386781
>>
>> -original message-
>> Subject: Re: [AI] Savings
>> From: Ekinath Khedekar<[email protected]>
>> Date: 28/03/2012 10:34 am
>>
>> Anilji,
>>
>> One’s risk taking appetite determines which avenues are good for
>> saving or investing.
>>
>> For example, I think for me, property investment is the best option
>> with very high returns and safety but lot of hard work and stress.
>>
>> However, for smaller amounts, you can go for Systematic Investment
>> Plans by top equity funds. It averages your risks and returns in the
>> medium and long term you will never be a loser given you take a right
>> redemption decision.
>>
>> Well, in terms of debt instruments, I don’t favor them at all as even
>> the highest rate of interest on FDs or bonds are always lesser than
>> your inflation rate so actually value of your money goes on
>> deteriorating.
>>
>> One very important tip which Sameer shared with me,
>> Please don’t keep any money more than say 10,000 in your savings
>> account lying just like that. It depreciates the value of your money.
>> Instruct your bank to keep all the cash in sweep in-sweep out or link
>> fixed deposit as ICICI calls it.
>>
>> In case of ICICI,
>>
>> All you’re your cash in savings account other than your designated
>> amount is converted in to link fixed deposits in the multiples of 5000
>> and your can earn almost double the return than your savings account
>> or equivalent to fixed deposit while it remains flexible for you to
>> remove them any time or issue check without any penalty.
>>
>> Ideal tenure for this is the highest tenure.
>> Good luck and all your returns&  losses are yours and not mine...
>>
>>
>> On 3/27/12, anil joshi<[email protected]>  wrote:
>>> hi!
>>> thanks to all members to give their valuable views and i thanks to
>>> them who are the parts of designer team of this web site.
>>> Because of them we are able to interact and to know about different
>>> aspects.
>>> friends!, please suggest any policy to invest money.
>>>
>>>
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>>>
>>
>> -- 
>> “The waves breaking on the surface draw all the attention,
>> but it is the current beneath the water that determines your direction.”
>>
>>
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>
>
>
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