Institute of Banking Personnel Selection 

COMMON WRITTEN EXAMINATION [CWE] FOR 

RECRUITMENT IN CLERICAL CADRE IN PUBLIC SECTOR BANKS 

Email: [email protected] Website: www.ibps.in 

With high growth forecast, the Indian Banking sector offers vast
opportunities for a career. Eligible 
aspirants for bank jobs at the entry level in Public Sector Banks are
invited to participate in the process. 

With the validity of the scorecard issued for the first CWE for Clerks held
in November/ 
December 2011 expiring in February 2013, the next Common Written Examination

(CWE Clerk-II) as a pre-requisite for selection of personnel for Clerical
cadre 
posts in the Public Sector Banks will be conducted online by the Institute
of 
Banking Personnel Selection (IBPS) tentatively in December 2012. 

Any eligible candidate, who aspires to join any of the Public Sector Banks
listed below 
as a Clerk or in a similar post in that cadre, is required to clear the
Common Written 
Examination (CWE). Candidates who qualify in CWE Clerk-II, will subsequently
be 
called for a Common Interview to be co-ordinated by IBPS. Candidates,
successful in 
qualifying in both the CWE and Common Interview will be listed in the order
of merit. 
Depending on the vacancies in each bank of his preference, candidate will
receive 
through a computerised system an offer from one of the Participating Public
Sector 
Banks listed below. Vacancies remaining unfilled on account of candidates
declining 
offer, will be filled from among the remaining candidates, through
subsequent iterations. 

This system of Common Written Examination and common interview for
recruitment of 
Clerical Cadre in Participating PSBs has the approval of the appropriate
authorities. 

Candidates intending to appear for CWE will have to apply to IBPS after
carefully 
reading the advertisement regarding the process of examination and
interview, eligibility 
criteria, online registration process, payment of prescribed application
fee/ intimation 
charges, pattern of examination, issuance of call letters etc. 

A PARTICIPATING BANKS 

Allahabad Bank Indian Bank 
Andhra Bank Indian Overseas Bank 
Bank of Baroda Oriental Bank of Commerce 
Bank of India Punjab National Bank 
Bank of Maharashtra Punjab & Sind Bank 
Canara Bank Syndicate Bank 
Central Bank of India UCO Bank 
Corporation Bank Union Bank of India 
Dena Bank United Bank of India 
IDBI Bank Vijaya Bank 

After the declaration of result of both CWE and common interview, a
notification will be 
issued by IBPS giving the state/UT wise and category-wise vacancies for each
Bank and 
order of preference for Banks will be obtained from successful candidates.
Based on the 
marks obtained in CWE and common interview as well as the indication of
order of 
preference of Banks and available vacancies, a successful candidate will
receive a call from 
an individual Bank. 



Since recruitment in clerical cadre in Public Sector Banks is done on
State/UT-wise 
basis, candidates can apply for vacancies in any one State/ UT only.
Consequently, a 
candidate would be required to appear for CWE in any one of the centres in
that 
particular State/UT. However, depending upon the response, administrative
feasibility 
etc. candidates may be allotted to a centre of examination outside the
chosen State/UT 
for which vacancies he/she is applying. Please note this reallocation is
only for the 
conduct of examination and the candidate will be considered for vacancies in
the 
State/UT applied for, as aforesaid. 

B. 
ELIGIBILITY CRITERIA 
Candidates, intending to appear for CWE should ensure that they fulfil the
minimum 
eligibility criteria specified by IBPS before applying for the Common
Written 
Examination (CWE): 

Please note that the eligibility criteria specified herein are the basic
criteria for 
applying for the Post. However merely applying for CWE/ appearing for and 
qualifying in the examination and/or in the subsequent interview does not
imply 
that a candidate will necessarily be eligible for employment in any of the 
Participating Public Sector Banks. 

I. 
Nationality / Citizenship: 
A candidate must be either 


(i) a Citizen of India or 
(ii) a subject of Nepal or 
(iii) a subject of Bhutan or 
(iv) a Tibetan Refugee who came over to India before 1st January 1962 with
the 
intention of permanently settling in India or 

(v) 
a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, 
East African countries of Kenya, Uganda, the United Republic of Tanzania 
(formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia and 
Vietnam with the intention of permanently settling in India, 
provided that a candidate belonging to categories (ii), (iii), (iv) & (v)
above shall be a 
person in whose favour a certificate of eligibility has been issued by the
Government of 
India. 

Age (As on 01.10.2012): 

Minimum: 20 Years Maximum: 28 Years 
The maximum age limit specified is applicable to General Category candidates




Relaxation of Upper age limit 


Sr. No. Category Age relaxation 
1 Scheduled Caste/Scheduled Tribe 5 years 
2 Other Backward Classes 3 years 
3 Persons With Disability 10 years 
4 Ex-Servicemen / Disabled Ex-Servicemen actual period of service rendered
in 
the defence forces + 3 years (8 years 
for Disabled Ex-Servicemen 
belonging to SC/ST) subject to a 
maximum age limit of 50 years 
5 Widows. Divorced women and women legally 
separated from their husbands who have not 
remarried 
9 years 
6 Persons ordinarily domiciled in the Kashmir 
Division of the State of Jammu & Kashmir 
during the period 1-1-80 to 31-12-89 
5 years 
7 Persons affected by 1984 riots 5 years 
8 Regular employees of the Union Carbide 
Factory, Bhopal retrenched from service 
(Applicable to Madhya Pradesh state only) 
5 years 

NOTE: (i) In case of a candidate who is eligible for relaxation under more
than one of the 
above categories the age relaxation will be available on a cumulative basis
with 
any one of the remaining categories for which age relaxation is permitted as

mentioned above. 

(ii) 
Candidates seeking age relaxation will be required to submit copies of
necessary 
certificate(s) at the time of interview, if called. 
The following rules applicable to Ex-Servicemen re-employed under the
Central 
government would apply to Ex-Servicemen candidates appearing for the CWE: 

(iii) Ex-Servicemen candidates who have already secured employment under the
Central 
Government in Group ‘C’ & ‘D’ will be permitted the benefit of age
relaxation as 
prescribed for Ex-Servicemen for securing another employment in a higher
grade or 
cadre in Group ‘C’/ ‘D’ under the Central Government. However, such
candidates 
will not be eligible for the benefit of reservation for Ex-Servicemen in
Central 
Government jobs. 
(iv) An ex-Servicemen who has once joined a Government job on civil side
after availing 
of the benefits given to him/her as an Ex-Servicemen for his/her
re-employment, 
his/her Ex-Servicemen status for the purpose of the re-employment in
Government 
jobs ceases. 
DEFINITION OF EX-SERVICEMEN (EXSM) 

i. 
EX-SERVICEMEN(EXSM): Only those candidates shall be treated as Ex-
servicemen who fulfill the revised definition as laid down in Government of 
India, Ministry of Home Affairs, Department of Personnel & Administrative 
Reforms Notification No.36034/5/85 Estt. (SCT) dated 27.01.1986 as amended 
from time to time. 


ii. 
DISABLED EX-SERVICEMEN(DISXS): Ex-servicemen who while serving in 
Armed Forces of the union were disabled in operation against the enemy or in

disturbed areas shall be treated as DISXS. 
iii. 
DEPENDENTS OF EX-SERVICEMEN KILLED IN ACTION (DXS): 
Servicemen killed in the following operations would be deemed to have been 
killed in action attributable to military service (a) war (b) war like
operations or 
Border skirmishes either with Pakistan on cease fire line or any other
country (c) 
fighting against armed hostiles in a counter insurgency environment viz: 
Nagaland, Mizoram, etc. (d) serving with peace keeping mission abroad (e)
laying 
or clearance of mines including enemy mines as also mine sweeping operation 
between one month before and three months after conclusion of an operation
(f) 
frost bite during actual operations or during the period specified by the 
Government (g) dealing with agitating para-military forces personnel (h)
IPKF 
Personnel killed during the operations in Sri Lanka. 
DEFINITION OF PERSONS WITH DISABILITIES 

Under Section 33 of the Persons with Disabilities (Equal Opportunities,
Protection of 
Rights and Full Participation) Act 1995 only such persons would be eligible
for reservation 
who suffer from not less than 40% of relevant disability and are certified
by a Medical Board 

appointed by the Central/State Govt. 
Accordingly, candidates with the following disabilities are eligible to
apply. Applicants 
claiming such benefits should produce certificate in original in support of
their claim at 
the time of Interview. 


Visually Impaired (VI) 

Blindness refers to condition where a person suffers from any of the
following 
conditions namely (1) Total absence of sight, (ii) Visual acuity not
exceeding 6/60 or 
20/200 (snellen) in the better eye with correcting lenses. (iii) Limitation
of the field of 
vision subtending in angle of 20 degrees or worse. 
Low vision means a person with impairment of visual functioning even after
treatment 
or standard refractive connection but who uses or is potentially capable of
using vision 
for the planning of execution of a task with appropriate assistive device. 

As per the Persons with Disabilities (Equal Opportunities, Protection of
Rights and Full 
Participation) Act 1995, low vision aids will be permitted to candidates
with visual 
impairment, and such candidates will be eligible for extra time if
applicable. 

Deaf & Hearing Impaired (HI) 

The deaf are those persons in whom the sense of hearing is non-functional
for ordinary 
purposes of life i.e. total loss of hearing in both ears. They do not hear,
understand 
sounds at all even with amplified speech. Hearing impairment means loss of
sixty 
decibels or more in the better ear in the conversational range of
frequencies. 

Orthopedically Challenged (OC) 

Locomotor Disability means disability of bones, joints or muscles leading to
substantial 
restriction of the movement of the limbs or any form of cerebral palsy. 
Cerebral Palsy means a group of non-progressive conditions of person
characterized by 
abnormal motor control posture resulting from brain insult or injuries
occurring in the 
pre-natal, peri-natal or infant period of development. 



All the cases of Orthopedically Challenged Persons would be covered under
the 
category of ‘Locomotor disability or cerebral palsy’. 

Guidelines for Persons With Disabilities using a Scribe 

The visually impaired candidates and candidates whose writing speed is
affected by 
cerebral palsy can use their own scribe at their cost during the
examination. In all such 
cases where a scribe is used, the following rules will apply: 

-The candidate will have to arrange his own scribe at his/her own cost. 
-The academic qualification of the scribe should be one grade lower than the

stipulated criteria. 
-The scribe may be from any academic stream. 
-Both the candidates as well as scribes will have to give a suitable
undertaking 
confirming that the scribe fulfils all the stipulated eligibility criteria
for a scribe 
mentioned above. Further in case it later transpires that he/she did not
fulfill any 
laid down eligibility criteria or suppressed material facts the candidature
of the 
applicant will stand cancelled, irrespective of the result of the
examination. 
-Those candidates who use a scribe shall be eligible for extra time of 20
minutes 
for every hour of the examination. 

C. EDUCATIONAL QUALIFICATIONS (as on 01.10.2012) 
Degree in any discipline from a recognized University or any equivalent
qualification 
recognized as such by the Central Government. 

Computer literacy: Operating and working knowledge in computer systems is
mandatory 

i.e. candidates should have Certificate/Diploma/Degree in computer 
operations/Language/ should have studied Computer / Information Technology
as one of 
the subjects in the High School/College/Institute. 
Proficiency in the Official Language of the State/UT (candidates should know
how to 
read/ write and speak the Official Language of the State/UT) for which
vacancies a 
candidate wishes to apply is preferable. 

Ex-Servicemen who do not possess the above civil examination qualifications
should be 
matriculate Ex-Servicemen who have obtained the Army Special Certificate of 
Education or corresponding certificate in the Navy or Air Force after having
completed 
not less than 15 years of service in the Armed Forces of the Union. 

Note: (i) All educational qualifications should be from a recognised
university/ Board. 

(ii) The percentage of marks shall be arrived at by dividing the
aggregate/total marks 
obtained by the candidate in all the subjects irrespective of
optional/additional 
subjects studied with the aggregate maximum marks of the examination passed
for 
all the years of the examination. 
(iii) The date of passing the examination which reckons for eligibility will
be the date 
appearing on the Mark Sheet or Provisional Certificate 


D. EXAMINATION (ONLINE) 
Structure of Examination: 
Sr. 
No. 
Name of Tests (Objective) No. of 
Questions 
Maximum 
Marks 
Total Time 
1 Reasoning 40 40 
2 hours 
2 English Language 40 40 
3 Numerical Ability 40 40 
4 General Awareness with special 
reference to Banking Industry 
40 40 
5 Computer Knowledge 40 40 
Total 200 200 

The above tests except the Test of English Language will be available
bilingually, i.e. 
English and Hindi. 

Other detailed information regarding the examination will be given in an 
Information Handout, which will be made available for the candidates to
download 
along with the call letter for examination from the IBPS website. 

E. PENALTY FOR WRONG ANSWERS 
There will be penalty for wrong answers marked in the Objective Tests. For
each 
question for which a wrong answer has been given by the candidate one fourth
or 0.25 of 
the marks assigned to that question will be deducted as penalty to arrive at
corrected 
score. If for any question a candidate gives more than one answer, it will
be treated as 
wrong even if one of the given answers happens to be right and 0.25 of the
marks 
assigned to that question will be deducted as penalty. If a question is left
blank, i.e. no 
answer is marked by the candidate, there will be no penalty for that
question. 

F. STANDARDIZED SCORES 
(i) The corrected scores obtained by each of the candidates in different
sessions will 
first be normalized using equipercentile method. 
(ii) Normalized scores may subsequently be standardized by linear conversion
method. 
(iii) If the standard score obtained is in fraction, the marks obtained will
be rounded off 
to the nearest integer, i.e. if fraction is 0.50 or more, it will be rounded
off to next 
higher integer. 
G. CUTOFF SCORE 
Each candidate will have to secure a minimum standard score in each of the
tests as well 
as on the Total Weighted Standard Score to be called for interview. The
cut-off points to 
qualify in each of the tests will be decided based on the average (Average –
¼ Standard 
Deviation for General category candidates and Average – ¾ Standard Deviation
for 
Reserved Category candidates). Mere passing in individual tests may not be
sufficient 
as candidates should also score sufficiently high on Total in order of merit
to be called 
for interview. A candidate should qualify both in the CWE and interview for
being 
considered for appointment in vacancies announced and anticipated by
Participating 
Banks. 



H. 
CWE SCORE 
The candidates’ scores will be made available on IBPS website and candidates
may view 
the same. 

I. 
EXAMINATION CENTERS 
(i) 
The examination will be conducted online in venues across many centres in 
India. The list of Examination centres is available in Annexure I. 
(ii) 
IBPS, however, reserves the right to cancel any of the Examination Centres
and/ 
or add some other Centres, depending upon the response, administrative 
feasibility, etc. 
(iii) 
As far as possible candidates will be allotted to a centre of his/her choice

however IBPS also reserves the right to allot the candidate to any centre
other 
than the one he/she has opted for and a candidate may be allocated a centre
of 
exam outside the State/UT for which vacancies he/she is applying. 
(iv) 
Candidate will appear for the examination at an Examination Centre at
his/her 
own risks and expenses and IBPS will not be responsible for any injury or
losses 
etc. of any nature. 
(v) 
No request for change of centre for Examination shall be entertained. 
J. 
PRE-EXAMINATION TRAINING 
It is proposed that Pre-Examination Training will be imparted to a limited 
number of candidates belonging to Scheduled Caste/ Scheduled Tribes/
Minority 
Communities/ ExServicemen/ Persons With Disabilities at some centers viz. 
Agartala, Agra, Ahmedabad, Allahabad, Amritsar, Aurangabad, Balasore, 
Bareilly, Behrampur (Ganjam), Bengaluru, Bhopal, Bhubaneshwar, Chandigarh, 
Chennai, Coimbatore, Dehradun, Dhanbad, Gorakhpur, Gulbarga, Guwahati, 
Hubli, Hyderabad, Indore, Jabalpur, Jaipur, Jammu, Jodhpur, Kanpur, Karnal, 
Kavaratti, Kochi, Kolkata, Lucknow, Ludhiana, Madurai, Mangalore, Mumbai, 
Muzaffarpur, Mysore, Nagpur, New Delhi, Panaji (Goa), Patiala, Patna, Port 
Blair, Puducherry, Pune, Raipur, Rajkot, Ranchi, Rohtak, Sambalpur, Shimla, 
Shillong, Siliguri, Thiruchirapalli, Thiruvananthapuram, Tirupati, Vadodara,

Varanasi, Vijaywada and Vishakhapatnam. 

All eligible candidates who will opt for and wish to avail of
Pre-Examination 
Training should fill in the relevant column in the ON-LINE APPLICATION. 
While training will be imparted free of cost, all other expenses regarding 
travelling, boarding, lodging etc. will have to be borne by the candidate
for 
attending the pre-examination training programme at the designated Centers. 
Depending on the response and administrative feasibility the right to cancel
any 
of the Pre-Examination Training Centres and/ or add some other Centres
and/or 
make alternate arrangements is reserved. 

By merely attending the Pre-Examination Training no candidate acquires any 
right to be selected in any of the participating Public Sector Banks
mentioned. 



K. 
HOW TO APPLY 
Candidates can apply online only from 15.10.2012 to 05.11.2012 and no other
mode 
of application will be accepted. 
Pre-Requisites for Applying Online 

Before applying online, candidates should-


(i) 
scan their photograph and signature ensuring that both the photograph and 
signature adhere to the required specifications as given in Annexure II to
this 
Advertisement. 
(ii) 
Keep the necessary details/documents ready if desired to make online payment

of the requisite application fee/ intimation charges (In case of Offline
Payment 
i.e. CBS candidates have to apply online, obtain a fee payment challan and
then 
remit the necessary application fees/ intimation charges). 
(iii) 
have a valid personal email ID, which should be kept active till the
declaration of 
results of this round of CWE. IBPS may send call letters Examination etc. 
through the registered e-mail ID. Under no circumstances, a candidate should

share with/mention e-mail ID to / of any other person. In case a candidate
does 
not have a valid personal e-mail ID, he/she should create his/her new e-mail
ID 
before applying on-line and must maintain that email account. 
Application Fees/ Intimation Charges (Payable from 15.10.2012 to 05.11.2012
(Online 
payment) and 17.10.2012 to 09.11.2012 (Offline payment) both dates
inclusive) 
-Rs. 50/-for SC/ST/PWD/EXSM candidates. 
-Rs. 400 /-for all others 


Bank Transaction charges for Offline/ Online Payment of fees/ intimation
charges will have to 
be borne by the candidate 

Procedure for applying online 

(1) 
Candidates are first required to go to the IBPS’s website www.ibps.in and
click on the 
Home Page to open the link “Common Written Examination” and then click on
the option 
“CLICK HERE TO APPLY ONLINE FOR CWE-Clerks (IBPS-CWE-Clerk-II) 
December 2012” to open the On-Line Application Form. 
(2) 
Candidates will have to enter their basic details and upload the photograph
and signature 
in the online application form. Candidates are required to upload their
photograph and 
signature as per the specifications given in the Guidelines for Scanning and
Upload of 
Photograph and Signature (Annexure II). 
Mode of Payment 

Candidates have the option of making the payment of requisite fees/
intimation charges either 
through the ONLINE mode or the OFFLINE mode: 

(1) Payment of fees/ intimation charges via the ONLINE MODE 
(i) 
Candidates should carefully fill in the details in the On-Line Application
at the 
appropriate places very carefully and click on the “SUBMIT” button at the
end of the 
On-Line Application format. Before pressing the “SUBMIT” button, candidates
are 
advised to verify every field filled in the application. The name of the
candidate or his 
/her father/husband etc. should be spelt correctly in the application as it
appears in the 
certificates/mark sheets. Any change/alteration found may disqualify the
candidature. 
(ii) 
The application form is integrated with the payment gateway and the payment
process 
can be completed by following the instructions. 


(iii) 
The payment can be made by using only Master/ Visa Debit or Credit cards or
Internet 
Banking by providing information as asked on the screen. 
(iv) 
In case candidates wish to pay fees/ intimation charges through the online
payment 
gateway after the upload of photograph and signature an additional page of
the 
application form is displayed wherein candidates may follow the instructions
and fill in 
the requisite details. 
(v) 
If the online transaction has been successfully completed a Registration
Number and 
Password will be generated. Candidates should note their Registration Number
and 
Password for future reference. 
(vi) 
If the online transaction has not been successfully completed then the
following message 
is displayed ‘Your online transaction was unsuccessful. Please register
again’ 
Candidates may then revisit the ‘Apply Online’ link and fill in their
application details 
again. 
(vii) 
On successful completion of the transaction, an e-receipt will be generated.

(viii) Candidates are required to take a printout of the e-receipt. 
Note: 
o 
After submitting your payment information in the online application form,
please wait 
for the intimation from the server, DO NOT press Back or Refresh button in
order to 
avoid double charge 
o 
For Credit Card users: All prices are listed in Indian Rupee. If you use a
non-Indian 
credit card, your bank will convert to your local currency based on
prevailing exchange 
rates. 
o 
To ensure the security of your data, please close the browser window once
your 
transaction is completed. 
(2) Payment of fees/ intimation charges via OFFLINE MODE (at counters of
specified 
Bank branches): 
Payment of fee/ intimation charges through the offline mode can be made
through the CBS 
branches of any one of the following 7 Public Sector Banks-
Bank of Baroda, Bank of India, Bank of Maharashtra, Central Bank of India, 
Indian Overseas Bank, Punjab National Bank, United Bank of India 
Candidates should carefully fill in the details in the On-Line Application
at the 
appropriate places very carefully and click on the “SUBMIT” button at the
end of the 
On-Line Application format. Before pressing the “SUBMIT” button, candidates
are 
advised to verify every field filled in the application. A Provisional
Registration Number 
and Password will be generated by the system and displayed on the screen.
Candidate 
should note down the Registration Number and Password. An Email & sms
indicating 
the Provisional Registration number and Password will also be sent. The name
of the 
candidate or his /her father/husband etc. should be spelt correctly in the
application as it 
appears in the certificates/mark sheets. Any change/alteration found may
disqualify the 
candidature. 
In case the candidate is unable to fill in the application form in one go,
he/ she can save 
the data already entered. When the data is saved, a provisional registration
number and 
password will be generated by the system and displayed on the screen.
Candidate should 
note down the Provisional registration number and password. An Email & sms 



indicating the Provisional Registration number and Password will also be
sent. They can 
reopen the saved data using Provisional registration number and password and
edit the 
particulars, if needed. This facility will be available for three times
only. Once the 
application is filled in completely, candidate should submit the data.
Candidates should 
take a printout of the system generated fee payment challan immediately. No
change/edit 
will be allowed after submission. 

The registration at this stage is provisional. 

Fee Payment: Fee payment will be accepted at the CBS branches of the banks
listed above 
from 2nd working day after registration and can be made within three working
days. 
System generated fee payment challan will be used for depositing fee. (For
example: If 
one has registered on 20.10.2012, then he/she will be able to deposit the
fee from 
23.10.2012 to 27.10.2012, considering 21.10.2012 is a non-working day). Once
fee has 
been paid, the registration process is completed. 

Candidate will receive registration confirmation by SMS/e-mail after two
working days 
from the date of payment of fees/ intimation charges. Please ensure to
furnish correct 
Mobile number / e-mail address to receive the registration confirmation. 

Note--There is also a provision to reprint the submitted application
containing fee 
details, three days after fee payment. 

After completing the procedure of applying on-line including payment of
fees, the 
candidate should take a printout of the system generated on-line application
form three 
days after fee payment, ensure the particulars filled in are accurate and
retain it along 
with Registration Number and Password for future reference. They should not
send this 
printout to the IBPS/ Banks. 

Please note that all the particulars mentioned in the online application
including 
Name of the Candidate, Category, Date of Birth, Address, Mobile Number,
Email ID, 
Centre of Examination etc. will be considered as final and no modifications
will be 
allowed after submission of the online application form. Candidates are
hence 
requested to fill in the online application form with the utmost care as no 
correspondence regarding change of details will be entertained. IBPS will
not be 
responsible for any consequences arising out of furnishing of incorrect and 
incomplete details in the application or omission to provide the required
details in 
the application form. 

An email/ sms intimation with the Registration Number and Password generated
on successful 
registration of the application will be sent to the candidate’s email ID/
Mobile Number specified 
in the online application form as a system generated acknowledgement. If
candidates do not 
receive the email and sms intimations at the email ID/ Mobile number
specified by them, 
they may consider that their online application has not been successfully
registered. 

An online application which is incomplete in any respect such as without
photograph and 
signature uploaded in the online application form will not be considered as
valid. 

Candidates are advised in their own interest to apply on-line much before
the closing date 
and not to wait till the last date for depositing the fee to avoid the
possibility of 



disconnection/inability/failure to log on the IBPS’s website on account of
heavy load on 
internet/website jam. 

IBPS does not assume any responsibility for the candidates not being able to
submit their 
applications within the last date on account of the aforesaid reasons or for
any other 
reason beyond the control of the IBPS. 
Please note that the above procedure is the only valid procedure for
applying. No other 
mode of application or incomplete steps would be accepted and such
applications would be 
rejected. 

Any information submitted by an applicant in his/ her application shall be
binding on the 
candidate personally and he/she shall be liable for prosecution/ civil
consequences in case the 
information/ details furnished by him/ her is found to be false at a later
stage. 

L. GENERAL INSTRUCTIONS 
(1) Candidates 
will have to submit the examination call letter and a photocopy of 
photo-identity proof at the time of examination. 
(2) Before applying for the CWE for Clerk posts in the participating Public
Sector Banks, 
the candidate should ensure that he/she fulfils the eligibility and other
norms mentioned 
in this advertisement. Candidates are therefore to carefully read this
advertisement and 
follow all the instructions given for submitting online application. 
(3) IBPS would be free to reject any application, at any stage of the
process, if the candidate 
is found ineligible as per the stipulated eligibility criteria. Decision of
the IBPS in all 
matters regarding eligibility of the candidate, the stages at which such
scrutiny of 
eligibility is to be undertaken, qualifications and other eligibility norms,
the documents 
to be produced for the purpose of the conduct of Examination etc. and any
other matter 
relating to the CWE will be final and binding on the candidate. No
correspondence or 
personal enquiries shall be entertained by the IBPS in this behalf. 
(4) Not 
more than one application should be submitted by any candidate. Multiple 
Applications/Registrations will be summarily rejected and the application
fee forfeited. 
(5) Online 
applications once registered will not be allowed to be withdrawn and/or the 
application fee, postage charges once paid will not be refunded nor be held
in reserve for 
any other examination. 
(6) Any 
resulting dispute arising out of this advertisement including the
recruitment 
process shall be subject to the sole jurisdiction of the Courts situated at
Mumbai. 
(7) Canvassing in any form will be a disqualification. 
(8) In case it is detected at any stage that a candidate does not fulfill
the eligibility norms 
and/or that he/she has furnished any incorrect/false
information/certificate/documents or 
has suppressed any material fact(s), his/her candidature will stand
cancelled. If any of 
these shortcomings is/are detected after appointment in a Bank, his/her
services are 
liable to be summarily terminated. 
(9) Any request for change of address will not be entertained. 
(10) In case any dispute arises on account of interpretation of clauses in
any version of this 
advertisement other than English, the English version available on IBPS
website shall 
prevail. 


(11) 
A Candidate’s admission to the examination is strictly provisional. The mere
fact that 
the call letter has been issued to the candidate does not imply that his/
her candidature 
has been finally cleared by the IBPS. 
(12) 
A candidate should ensure that the signatures appended by him/her in all the
places viz. 
in his/her call letter, attendance sheet etc. and in all correspondences
with the IBPS/ 
Bank in future should be identical and there should be no variation of any
kind. 
(13) 
In the administration of the examination, there is the likelihood that a
small number of 
problems may occur that might impact test delivery and/or a result from
being 
generated. In the event that this does occur, every effort will be made to
correct the 
problem, upto and including the administration of another examination. 
M. 
Use of Mobile Phones, pagers, calculator or any such devices: 
(a) Mobile phones, pagers or any other communication devices are not allowed
inside 
the premises where the examination is being conducted. Any infringement of
these 
instructions shall entail cancellation of candidature and disciplinary
action 
including ban from future examinations. 
(b) Candidates are advised in their own interest not to bring any of the
banned item 
including mobile phones/ pagers to the venue of the examination, as
arrangement 
for safekeeping cannot be assured. 
(c) Candidates are not permitted to use or have in possession calculators in

examination premises. 
N. Action Against Candidates Found Guilty of Misconduct/ Use of Unfair Means

Candidates are advised in their own interest that they should not furnish
any particulars that are false, 
tampered with or fabricated and should not suppress any material information
while submitting online 
application. 
At the time of examination or in a subsequent selection procedure, if a
candidate is (or has been ) found 
guilty of – 


(i) 
using unfair means or 
(ii) impersonating or procuring impersonation by any person or 
(iii) misbehaving 
in the examination hall or disclosing, publishing, reproducing,
transmitting, 
storing or facilitating transmission and storage of contents of the test(s)
or any information 
therein in whole or part thereof in any form or by any means, verbal or
written, 
electronically or mechanically for any purpose or 
(iv) resorting to any irregular or improper means in connection with his/
her candidature or 
(v) obtaining support for his/ her candidature by unfair means, or 
(vi) carrying mobile phones or similar electronic devices of communication
in the examination hall 
such a candidate may, in addition to rendering himself/ herself liable to
criminal prosecution, be 
liable : 
(a) 
to be disqualified from the examination for which he/ she is a candidate 
(b) to 
be debarred either permanently or for a specified period from any
examination 
conducted by IBPS 
(c) for termination of service, if he/ she has already joined the Bank. 
Important: 
IBPS would be analysing the responses (answers) of individual candidates
with other 
candidates to detect patterns of similarity of right and wrong answers. If
in the analytical 
procedure adopted by IBPS in this regard, it is inferred/ concluded that the
responses 
have been shared and scores obtained are not genuine/ valid, IBPS reserves
right to 
cancel the candidature of the concerned candidates and the result of such
candidates 
(disqualified) will be withheld. 



O. 
CALL LETTERS FOR WRITTEN EXAMINATION 
The date and time of Examination (tentatively in December 2012/ January
2013) shall be 
intimated in the Call Letter along with the Centre/Venue address. 
An eligible candidate should download his/her call letter from the IBPS’s
website 
www.ibps.in by entering his / her details i.e. Registration Number and
Password/Date of 
Birth, after 03.12.2012. The Information Handout will also be available on
IBPS website 
and a candidate may download the same. No hard copy of the call letter/
Information 
Handout will be sent by post/ courier. 
A candidate has to bring his/her Examination call letter along with his/her
photo 
identity proof in original as well as a photocopy while attending the
examination 
and will have to submit the Examination call letter and photocopy of
photo-identity 
proof in the examination hall. 

Identity Verification 

In the examination hall, the call letter along with a photocopy of the
candidate’s photo 
identity such as PAN Card/ Passport/ Driving Licence/ Voter’s Card/ Bank
Passbook 
with photograph/ Photo identity proof issued by a Gazzetted Officer/
People’s 
Representative along with a photograph / Identity Card issued by a
recognised college/ 
university/ Aadhar card with a photograph/ Employee ID should be submitted
to the 
invigilator for verification. The candidate’s identity will be verified with
respect to 
his/her details on the call letter and in the Attendance List. If identity
of the candidate 
is in doubt the candidate may not be allowed to appear for the Examination. 

Note: Candidates have to submit photocopy of the photo identity proof along
with 
Examination Call Letter while attending the examination, without which they
will not be 
allowed to take up the examination. 

This advertisement is also available on IBPS’s website address www.ibps.in 
Candidates are advised to remain in touch with IBPS’s website for any
information 
which may be posted for further guidance. 
Decision of the IBPS in respect of all matters pertaining to this
examination would be 
final and binding on all candidates. 

Please note that candidates will not be permitted to appear for the Common 
Examination without the following documents: 

(1) Call Letter for Examination 
(2) Photo-identity proof (as specified) in original and 
(3) Photocopy of photo-identity proof (as mentioned in (2) above) 
Candidates reporting late i.e. after the reporting time specified on the
call letter for 
Examination will not be permitted to take the examination. 
Start date for Online Registration 15.10.2012 
Online Payment of Application Fees 15.10.2012-05.11.2012 
Offline Payment of Application Fees 17.10.2012-09.11.2012 
Last date for Online Registration 05.11.2012 
Download of Call letter for Examination After 03.12.2012 

Mumbai Director 
Date: 15.10.2012 IBPS 
13 



ANNEXURE I 

EXAMINATION CENTERS (Tentative List) 
The examination will tentatively be held at the following centers and the
address of 
the venue will be advised in the call letters: 

State Code State /UT Centre 
11 Andaman & Nicobar Port Blair 
12 Andhra Pradesh Guntur 
Hyderabad 
Karimnagar 
Rajahmundry 
Tirupati 
Vijaywada 
Vishakhapatnam 
13 Arunachal Pradesh Itanagar 
14 Assam Dibrugarh 
Guwahati 
Jorhat 
Silchar 
15 Bihar Bhagalpur 
Muzaffarpur 
Patna 
16 Chandigarh Chandigarh 
17 Chattisgarh Raipur 
18 Dadra & Nagar Haveli Bulsar 
19 Daman & Diu Bulsar 
Jamnagar 
20 Goa Panaji 
21 Gujarat Ahmedabad 
Bhavnagar 
Bulsar 
Jamnagar 
Rajkot 
Surat 
Vadodara 
22 Haryana Hissar 
Karnal 
Panchkula 
Rohtak 
23 Himachal Pradesh Dharamsala 
Shimla 
24 Jammu & Kashmir Jammu 
25 Jharkhand Bokaro 
Dhanbad 
Jamshedpur 
Ranchi 



26 Karnataka Belgaum 
Bengaluru 
Gulbarga 
Hubli 
Mangalore 
Mysore 
Udipi 
27 Kerala Kannur 
Kochi 
Kottayam 
Kozhikode 
Thrichur 
Thiruvananthapuram 
28 Lakshwadweep Kavarrati 
29 Madhya Pradesh Bhopal 
Gwalior 
Indore 
Jabalpur 
30 Maharashtra Aurangabad 
Kolhapur 
Mumbai 
Nagpur 
Nasik 
Pune 
Solapur 
31 Manipur Imphal 
32 Meghalaya Shillong 
33 Mizoram Aizawl 
34 Nagaland Kohima 
35 New Delhi New Delhi 
36 Orissa Balasore 
Berhampur(Ganjam) 
Bhubaneshwar 
Cuttack 
Sambalpur 
37 Puducherry Puducherry 
38 Punjab Amritsar 
Bhatinda 
Jalandhar 
Ludhiana 
Mohali 
Patiala 
39 Rajasthan Ajmer 
Jaipur 
Jodhpur 
Kota 
Udaipur 
40 Sikkim Gangtok 



41 Tamilnadu Chennai 
Coimbatore 
Madurai 
Salem 
Thiruchirapalli 
Tirunelvelli 
42 Tripura Agartala 
43 Uttar Pradesh Agra 
Allahabad 
Bareilly 
Gorakhpur 
Kanpur 
Lucknow 
Meerut 
Varanasi 
44 Uttarakhand Dehradun 
Haldwani 
45 West Bengal Berhampur (West Bengal) 
Durgapur 
Kolkata 
Siliguri 



Annexure II 

Guidelines for scanning and Upload of Photograph & Signature 

Before applying online a candidate will be required to have a scanned
(digital) image of 
his/her photograph and signature as per the specifications given below. 

Photograph Image: 

-Photograph must be a recent passport style colour picture. 
-Make sure that the picture is in colour, taken against a light-coloured,
preferably 
white, background. 
-Look straight at the camera with a relaxed face 
-If the picture is taken on a sunny day, have the sun behind you, or place
yourself in 
the shade, so that you are not squinting and there are no harsh shadows 
-If you have to use flash, ensure there's no "red-eye" 
-If you wear glasses make sure that there are no reflections and your eyes
can be 
clearly seen. 
-Caps, hats and dark glasses are not acceptable. Religious headwear is
allowed but it 
must not cover your face. 
-Dimensions 200 x 230 pixels (preferred) 
-Size of file should be between 20kb–50 kb 
-Ensure that the size of the scanned image is not more than 50kb. If the
size of the file 
is more than 50 kb, then adjust the settings of the scanner such as the DPI
resolution, 
no. of colours etc., during the process of scanning. 

Signature Image: 

-The applicant has to sign on white paper with Black Ink pen. 

-The signature must be signed only by the applicant and not by any other
person. 

-The signature will be used to put on the Hall Ticket and wherever
necessary. 

-If the Applicant’s signature on the answer script, at the time of the
examination, 
does not match the signature on the Hall Ticket, the applicant will be
disqualified. 

-Dimensions 140 x 60 pixels (preferred) 

-Size of file should be between 10kb – 20kb 

-Ensure that the size of the scanned image is not more than 20kb 

Scanning the photograph & signature: 

-Set the scanner resolution to a minimum of 200 dpi (dots per inch) 

-Set Color to True Color 

-File Size as specified above 

-Crop the image in the scanner to the edge of the photograph/signature, then
use the 
upload editor to crop the image to the final size (as specified above). 

-The image file should be JPG or JPEG format. An example file name is : 
image01.jpg or image01.jpeg Image dimensions can be checked by listing the
folder 
files or moving the mouse over the file image icon. 

-Candidates using MS Windows/MSOffice can easily obtain photo and signature
in 
.jpeg format not exceeding 50kb & 20kb respectively by using MS Paint or 
MSOffice Picture Manager. Scanned photograph and signature in any format can
be 
saved in .jpg format by using ‘Save As’ option in the File menu and size can
be 
reduced below 50 kb (photograph) & 20 kb(signature) by using crop and then
resize 
option (Please see point (i) & (ii) above for the pixel size) in the ‘Image’
menu. 
Similar options are available in other photo editor also. 



-If the file size and format are not as prescribed, an error message will be
displayed. 

-While filling in the Online Application Form the candidate will be provided
with a 
link to upload his/her photograph and signature. 

Procedure for Uploading the Photograph and Signature 
-There will be two separate links for uploading Photograph and Signature 
-Click on the respective link “Upload Photograph / Signature” 
-Browse and Select the location where the Scanned Photograph / Signature
file has 

been saved. 
-Select the file by clicking on it 
-Click the ‘Open/Upload’ button 

Your Online Application will not be registered unless you upload your
photograph 
and signature as specified. 
Note: 


(1) 
In case the face in the photograph or signature is unclear the candidate’s 
application may be rejected. After uploading the photograph/ signature in
the 
online application form candidates should check that the images are clear
and 
have been uploaded correctly. In case the photograph or signature is not 
prominently visible, the candidate may edit his/ her application and
re-upload his/ 
her photograph or signature, prior to submitting the form. 
(2) 
After registering online candidates are advised to take a printout of their
system 
generated online application forms. 



Thanks and regards by
Vikas Shorewala Flat number 405, Blossom Apt, 4th floor, Adarsh Dugdhalay
Lane Off Marve Road, Near Talwalkar Gym, Malad West, Mumbai 400064.
Mobile: 9322710065.




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