Dear Kartik and Binni Mam,

Your second question has got nothing to do with viruses! The crucks of
the matter is that you are trying to visit a secured website, (the URL
of which contains "s" after http), and the website owner either has an
old security certificate or there is a problem with your browser's
root certificate or system clock. Although there can be other reasons
to it, but I don't want to get into all of that.

Bank Of Baroda Internet Banking is one such example, where the problem
is due to old SSL certificate.

If you trust the website, then click on continue link after not
recommended heading.

Since I am on digest, so ignore if answered already.

Regards,
-- 
Amar Jain.
Website: www.amarjain.com

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