http://papers.ssrn.com/sol3/papers.cfm?abstract_id=2432546February 24, 2014

Abstract:
The paper estimates the economic cost to family when a household
member loses job due to onset of disability. The cost measured in
terms of loss in the 'conversion handicap' adjusted per capita
household consumption and estimated using the Indian National Sample
Survey (NSS) data. Estimates of the loss by state, by rural-urban
place of residence, and by the type of disability are given. The paper
recommends a publicly provided actuarially fair social disability
insurance program that taxes workers while working and provides
disability benefits close to their pre-disability earnings to improve
social welfare by preventing large consumption losses.



-- 
Avinash Shahi
M.Phil Research Scholar
Centre for The Study of Law and Governance
Jawaharlal Nehru University
New Delhi India



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