Dear all, I have a queery related to extra premium being paid on PLI. In the year 2009 I took a policy for thirty years duration. The actual premium is rs. 255. Since I am a visually challenged person, rs. 60 has been imposed as extra premium and since then I am paying rs. 315 as premium. Today I approached the post office and I was told that I must continue with the same premium and there will be no reduction on the policies taken before 2013. He also told me that extra premium will be exempted only for the policies taken from 2013. I will be paying rs. 22 thousand towards extra premium. In the light of the judgement, I would like to know what about the extra premium being paid on the policies taken before 2013. Legal experts kindly respond.
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