Hello Rahul,

I also used HDFC bank's app which is also reasonably accessible.
I am wondering if this discussion could be continued on Mobile.AI list?

Warm Regards.


Dinesh Thole.
-----Original Message-----
From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of 
Rahul Gambhir
Sent: Saturday, April 11, 2015 11:06 AM
To: AccessIndia: a list for discussing accessibility and issues concerning the 
disabled.
Subject: Re: [AI] To give mobile banking a fillip, banks told to boost user 
awareness | Business Line

Hello Dinesh

Thanks for sharing your experience.
I have been using citi bank and ICICI bank mobile banking apps both of them 
also seems to be reasonably accessible with voice over.

Best
Rahul Gambhir
On 4/11/15, Dinesh Thole <dineshth...@gmail.com> wrote:
> Hello Rahul,
>
> So far, I have used state bank freedom and boi BTM apps on IPhone.
> Both of them are very good in terms of accessibility.
>
> Warm Regards.
>
>
> Dinesh Thole.
> -----Original Message-----
> From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On 
> Behalf Of Rahul Gambhir
> Sent: Friday, April 10, 2015 11:09 PM
> To: AccessIndia: a list for discussing accessibility and issues 
> concerning the disabled.
> Subject: [AI] To give mobile banking a fillip, banks told to boost 
> user awareness | Business Line
>
> Wondering how accessible is the mobile banking application of 
> different banks with voiceover on IOS and talkback on android. Request 
> users to share their experiences with different banks mobile banking 
> application.
>
> Article begins
> Lack of awareness as well as standardisation of procedures have added 
> to the problem of slow pick-up of mobile banking services, according 
> to the Banking Codes and Standards Board of India (BCSBI).
>
> Banks have, therefore, been advised by the Reserve Bank of India to 
> undertake customer education and awareness programmes in multiple 
> languages through different channels of communication — ATMs, 
> self-service kiosks, Internet banking websites, SMS and emails — to 
> popularise the process of mobile banking registration/activation and 
> its usage.
>
> As banks have started offering mobile banking services at different 
> points in time, there are differences in procedures adopted for 
> registering customers for mobile banking as well as in the channels of 
> delivery and authentication process, said BCSBI.
>
> BCSBI was set up by the RBI in 2006 as an independent and autonomous 
> body to ensure that the common person, as a consumer of financial 
> services from the banking industry, is in no way at a disadvantageous 
> position and actually gets what he/she has been promised.
>
> Mobile penetration in the country is now significantly high at around
> 93 crore. As on May 31, 2014, 86 banks had been permitted by the RBI 
> to launch mobile banking services.
> Slow adoption
> In FY 2013-14, while there was growth in the number of mobile banking 
> transactions, in value terms it was flat. That is, mobile banking 
> services handled 9.5 crore transactions valued at around ₹6,000 crore 
> in 2013-14, whereas in 2012-13, 5.3 crore transactions valued at 
> around ₹6,000 crore were transacted.
>
> In a speech in late January, SS Mundra, Deputy Governor, RBI, observed 
> that while there is a lot of euphoria around the adoption of mobile 
> banking and mobile payments, the model has been relatively less 
> successful barring a few countries where the right environmental 
> factors existed. In the Indian context, an objective analysis would 
> reveal various reasons for slow adoption. “…There are technical issues 
> like type of handsets, variety of operating systems, encryption 
> requirements, inter-operable platforms or the lack of it, absence of 
> standardised communication structures, difficulty in downloading 
> application, time lag in activation, etc.
>
> “These get accentuated by the operational difficulties in on-boarding 
> merchants and customers and customer ownership issues,” said Mundra.
>
> The Deputy Governor pointed out that the interplay of these factors 
> has stymied the deployment and adoption of mobile banking as an 
> effective and widely accepted delivery channel.
>
> Source:
> http://www.thehindubusinessline.com/industry-and-economy/banking/to-gi
> ve-mobile-banking-a-fillip-banks-told-to-boost-user-awareness/article6
> 975282.ece
>
> Best Regards
> Rahul Gambhir
>
>
>
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