Hi Bonnie,

Civil Service and labor represented employees may buy short term disability
insurance. Here is the language around that.  Faculty and Professional
Academic and Administrative employees are covered differently.  That
appendix is located here: Coverage Benefits Benefits are paid from the
first day of a disability due to an accident, or the eighth day of a
disability due to sickness or pregnancy, if your claim is approved. The
maximum duration of benefits for a disability is 26 weeks. You may elect an
amount to replace up to 66-2/3% of your salary, in increments of $100, but
no more than $5,000 per month. You pay 100% of the cost of the coverage.
Because you pay the premium with after-tax payroll contributions, the
benefits you would receive are not subject to FICA, federal, and state
taxes. Partial Disability Benefits You may be eligible for a partial
disability benefit when you return to work and are able to perform some,
but not all, of the essential duties of your occupation, and your work
earnings are 80% or less of your covered weekly earnings. If your work
earnings are equal to or exceed 80%, you are not eligible for a partial
disability benefit. You may receive your unreduced short-term disability
benefit plus your work earnings while you are working part-time; however,
the combination cannot exceed 100% of your pre-disability earnings.

Coverage Benefits

Benefits are paid from the first day of a disability due to an accident, or
the eighth day of a disability due to sickness or pregnancy, if your claim
is approved. The maximum duration of benefits for a disability is 26 weeks.

You may elect an amount to replace up to 66-2/3% of your salary, in
increments of $100, but no more than $5,000 per month. You pay 100% of the
cost of the coverage. Because you pay the premium with after-tax payroll
contributions, the benefits you would receive are not subject to FICA,
federal, and state taxes.
Partial Disability Benefits

You may be eligible for a partial disability benefit when you return to
work and are able to perform some, but not all, of the essential duties of
your occupation, and your work earnings are 80% or less of your covered
weekly earnings. If your work earnings are equal to or exceed 80%, you are
not eligible for a partial disability benefit.

You may receive your unreduced short-term disability benefit plus your work
earnings while you are working part-time; however, the combination cannot
exceed 100% of your pre-disability earnings.
At the U of MN, this is the appendix that covers leaves for faculty and
Professional Academic and Administrative staff:
http://policy.umn.edu/sites/policy.umn.edu/files/appendix/medicaldisability_appa.pdf

Michele



On Fri, Jan 13, 2017 at 10:24 AM, Bonnie Leigh Reifsteck <[email protected]>
wrote:

> Good morning,
>
>
>
> We are doing some research on catastrophic leave and short-term disability
> programs. If your institution has a short-term disability insurance plan,
> how long is the initial waiting period? 30 days or shorter?
>
>
>
> Thanks in advance,
>
> Bonnie Leigh
>
>
>
> Bonnie Leigh Reifsteck, M.A.
>
> University Policy Specialist
>
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>
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>
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>
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-- 
Michele Gross, Director
Policy Program
University of Minnesota
356-1 McNamara, 200 Oak street
Minneapolis, MN  55454
612-624-8081

http://policy.umn.edu/

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