Around here, water and sewer waive any liability for anything other than their mains.
Somehow the residence is supposed to know how to locate their service lines, be notified by 811, etc. ----- Mike Hammett Intelligent Computing Solutions Midwest Internet Exchange The Brothers WISP ----- Original Message ----- From: "Josh Luthman" <j...@imaginenetworksllc.com> To: "AnimalFarm Microwave Users Group" <af@af.afmug.com> Sent: Monday, November 28, 2022 10:47:04 AM Subject: Re: [AFMUG] The Hartford claims If it wasn't marked, I would push it to the water utility. If the customer paid it already I'd question why they fixed it themselves instead of the water company. If it was marked and you hit it, you fucked up. Like TJ said - pay now or pay later. On Sun, Nov 27, 2022 at 7:27 PM Steve Jones < st...@togservice.com > wrote: This is a situation where a resident had toget the repair done and already paid the bill. I'd have negotiated with the plumber, maybe had luck, maybe not. I could argue about the lack of paint, but then the consumer gets screwed. Its 2800 and a water bill. Dont know how bad that will be but it filled a ditch apparently. Could have been worse because the resident could have had them come on Thanksgiving instead of friday. On Sun, Nov 27, 2022, 3:52 PM Chuck McCown via AF < af@af.afmug.com > wrote: <blockquote> Generally I have video proof that they were not marked. -----Original Message----- From: Chris Fabien Sent: Sunday, November 27, 2022 2:40 PM To: AnimalFarm Microwave Users Group Subject: Re: [AFMUG] The Hartford claims We have Hartford but do not have any smallish claims like that to know what their response would be. I would be more concerned about making any claim as a brand new company / policyholder. What's the $$ of the damage in question. My general policy is for a damage that we were really at fault, under maybe $3000ish I would just pay it. Same for a damaged piece of equipment etc. Anything over $5k I would probably make a claim. When we have had an at-fault claim, I have had success in negotiating with the utility. Local power/gas co will knock off 25% for prompt payment and asking nicely. Some utilities really inflate the repair costs and others are very reasonable. If it's an inflated bill I would have a discussion about that. We do get damage bills all the time for telco cables that were mismarked and we hit and were not at fault, those I tell them once we were not at fault and here is why and then ignore them. Eventually they give up and stop bothering. On Fri, Nov 25, 2022 at 2:32 PM Steve Jones < thatoneguyst...@gmail.com > wrote: > > Any of you fine gents use the Hartford for general liability? > > Is there some method to talk to an agent with these guys without filing a > claim? Calling just circles me to claims agents, and they wont tell me > anything. > Im just trying to find out what the impact of a small claim is with these > guys and whether its best to just pay out of pocket if the liability does > fall on me. > I dont want to save a couple grand out of pocket to have my rates > skyrocket or coverage cancelled since its a new account, but then again, I > pay for more coverage than I need for what I do so its kind of a waste to > not use it. > > If any of you guys have filed a claim with them, how smooth is the > process? > -- > AF mailing list > AF@af.afmug.com > http://af.afmug.com/mailman/listinfo/af_af.afmug.com -- AF mailing list AF@af.afmug.com http://af.afmug.com/mailman/listinfo/af_af.afmug.com -- AF mailing list AF@af.afmug.com http://af.afmug.com/mailman/listinfo/af_af.afmug.com -- AF mailing list AF@af.afmug.com http://af.afmug.com/mailman/listinfo/af_af.afmug.com </blockquote> -- AF mailing list AF@af.afmug.com http://af.afmug.com/mailman/listinfo/af_af.afmug.com
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