Well, apparently the big insurers I have contacted today refuse to insure my small company because we install fiber.
Even though the company isn't really installing the fiber, we technically subcontract 100 percent of that out. So now I can't even get general liability. I think I need some agent or local guy to just treat my small company as NOT a fiber ISP and sort of look the other way on that. Everything construction related is heavily bonded and insured by those companies anyways. -----Original Message----- From: Af [mailto:[email protected]] On Behalf Of [email protected] Sent: Friday, September 23, 2016 12:15 PM To: [email protected] Subject: Re: [AFMUG] General Liability (Again) Personally, I don't draw a paycheck unless it is from a corporation I own. I pay workers comp. And general liability. I can lay myself off and draw unemployment insurance too. I wanna make sure I am covered for my own body, those of my family and my customer too. -----Original Message----- From: Adam Moffett Sent: Friday, September 23, 2016 12:06 PM To: [email protected] Subject: Re: [AFMUG] General Liability (Again) My understanding is you don't need workmans comp on yourself --until you do. That is to say: nothing says you have to insure yourself with workman's comp, but I once did cabling in a building where the landlord required proof of workmans comp for every worker on the site. Since my employer didn't carry it on himself he wasn't allowed to participate in the project. I believe a county government owned the building, and I'm sure that was a factor. In my own experience I've had to file a notarized affidavit saying I don't need worker's comp because I have no employees. This is the evil empire state...your mileage may vary. ------ Original Message ------ From: "Sterling Jacobson" <[email protected]> To: "[email protected]" <[email protected]> Sent: 9/23/2016 1:41:59 PM Subject: [AFMUG] General Liability (Again) >How much should I be paying per month for general liability? > >I know this is highly subjective, but it is only one employee (me) a >small office and really not much else. > >Should I have workmans comp on myself? >I'm not really doing much that would endanger myself (anymore, tower >climbing days are past, lol!) > >
