I have access to some bucket trucks, fusion splicers and OTDRs, where can I get some of that $1.5m for a small doctors office?
:) On Sat, Jan 14, 2017 at 11:04 AM, Paul Stewart <[email protected]> wrote: > well as we all know, nothing is for free. when I see how money is spent > in canada relating to healthcare, I see a huge amount of waste…. things > liking doing 1.5mil dollar fiber builds to connect a doctors office in a > remote area that is only open 4 hours a week kind of crap…. seen LOTS of > that kind of spending….. > > > > On Jan 14, 2017, at 1:06 PM, Jay Weekley <[email protected]> > wrote: > > > > I thought healthcare in Canada was free. > > > > Paul Stewart wrote: > >> Canada isn’t all it’s cracked up to be neither …. ;) > >> > >> the $2100/month for health insurance sounds like it’s a lot of parts > involved though…. sounds more like a mixture of health coverage and > benefits. > >> > >> So in Canada, we have provincial and federal healthcare coverage which > various from province to province. I didn’t know until Eric mentioned it > now about folks in BC having to pay out of their own pockets for provincial > health care (a portion). > >> > >> Ontario for example, where I live, and much like other provinces in > Canada, have very high taxes in my opinion. For me, here’s what I see: > >> > >> healthcare coverage - included by province for “most” things… doctors > visits, hospital coverage if needed (ward coverage only). No out of pocket > expenses, however a lot of doctors are fed up with the way they are being > treated by the province and coming up with “nickel and dime” fees such as a > $30/fee every time they need to write a prescription. This varies wildly > amongst areas and doctors offices. > >> > >> Benefits coverage from my employer - upgrades your hospital stays to > private room and covers a few more “corner cases” that province won’t > cover. Vision coverage of $200/year per household member (glasses/contacts > etc). 100% of prescription drugs covered at zero cost (with some > exceptions that I’ve never come across). These benefits cost me zero as an > employee but cost the company quite an amount - taking a guess of around > $400-$600/month per employee. These benefits also include short term and > long term disability coverage too…. massage therapy, chiropractor treatment > etc… (all with limits though but enough to get some “basic” stuff done) > >> > >> The stuff that really kills me is all the other stuff …. simple stuff > like cost of groceries and gasoline … electrical bills, property taxes > etc…. income taxes > >> > >> Quick breakdown for me (all averaged prices): > >> > >> $800-$1000/month in automobile gasoline > >> $400/month for home/auto insurance > >> $500/month property taxes (includes water bill @ $100/month) > >> $300/month in highway tolls > >> $80/month for natural gas > >> $350/month for electricity > >> $60/month in bank fees > >> $300/month in cell phone bills (3 phones on plan) > >> $100/month for satellite TV > >> $120/month for Internet service (two providers) > >> $1200/month for food/drink > >> > >> This is for family of 4 and doesn’t include any alcohol, entertainment > (movies/dinners) etc… also doesn’t include mortgage if I had one etc… > doesn’t include things like savings/retirement planning etc etc…. > >> > >> Total monthly of about $4400 for family of 4 and let’s add a mortgage > of $1800/month and that would bring it to roughly $6,200 to live > comfortably but not luxury by any means. In my personal case I also have > about $1300/month in car payments too ;) > >> > >> To top it all off, 39% of my income immediately goes to various income > related taxes > >> > >> Paul > >> > >> > >>> On Jan 13, 2017, at 5:25 PM, Sterling Jacobson <[email protected] > <mailto:[email protected]>> wrote: > >>> > >>> Then I would have to defect to Canada… > >>> Seriously though, this is why it’s such a big issue in the USA. > >>> My middle class-hood is killing me here. > >>> *From:*Af [mailto:[email protected]]*On Behalf Of*Eric Kuhnke > >>> *Sent:*Friday, January 13, 2017 3:10 PM > >>> *To:*[email protected] <mailto:[email protected]> > >>> *Subject:*Re: [AFMUG] OT Slightly, Cost of Living > >>> > >>> $2100 a month for health insurance??? > >>> > >>> My wife and I pay $150 Canadian a month for both of us for the BC > provincial health insurance... Part of the federally funded system. > >>> > >>> I cannot even fathom the idea of paying $500, $1000 or more for health > insurance for a family of 2 people, or 2 people + children, etc. > >>> > >>> It's true that income taxes and other taxes are higher in Canada, but > if you consider that $2100 as a "tax" on your life and add it up to your > federal payroll deducations for US income tax, you may actually be paying a > lot more in a year than I do. No matter what income bracket you're in. > >>> On Fri, Jan 13, 2017 at 9:57 AM, Sterling Jacobson < > [email protected] <mailto:[email protected]>> wrote: > >>> > >>> I'm guessing this information is like a lot of you out there. > >>> > >>> Except maybe my earnings because I am making about double median > >>> gross salary for my city. > >>> > >>> I'm not saying I work double, but I do fulfill many roles as the > >>> only salary employee of my startup ISP. > >>> I don't think I can replace myself for the same cost to the > >>> company, so I feel ok with that. > >>> > >>> I don't live extravagantly, but I do live comfortably. > >>> > >>> I have a 3100 sqr foot rambler I've lived in since 2001 with a > >>> house payment of around $1500 a month. > >>> > >>> But my biggest expense is health/insurance and medical. > >>> > >>> I now pay about $2100 a month for my family health insurance > >>> through IHC. > >>> I just signed up for a good Dental Gold plan at $100 a month for > >>> my family, but since it's not company I have to wait 6-12 months > >>> for a lot of the benefits :( > >>> The insurance deductibles are I think around $6000 a year and I > >>> have medications that eat up most of that. > >>> > >>> I just upped my life and disability insurance on myself and my > >>> wife to make sure things don't go bad if I die, that's around > >>> $550 a month. > >>> > >>> I think I spend about $1000 a month on eating, groceries and > >>> movies/date nights, at least that's what I came up to in December > >>> so that might be a bit off. > >>> > >>> I've got real estate I'm still trying to sell, but it's not the > >>> panica everyone says it is, lol! > >>> > >>> I just feel like finances don't go as far as they used to a few > >>> years ago. > >>> > >>> I'm not sparking a political debate, just wanted to see if > >>> everyone see things in a similar light? > >>> > >>> Or am I just doing the wrong things? > >>> > >> > >> No virus found in this message. > >> Checked by AVG - www.avg.com <http://www.avg.com/email-signature> > >> Version: 2016.0.7996 / Virus Database: 4749/13764 - Release Date: > 01/14/17 > >> > > > > >
