Affirmative... all Insurance Co. went on a 'policy coverage / change freeze' a 
few days back .. 

They are not dummies any more :) 

Faisal Imtiaz 
Snappy Internet & Telecom 
7266 SW 48 Street 
Miami, FL 33155 
Tel: 305 663 5518 x 232 

Help-desk: (305)663-5518 Option 2 or Email: [email protected] 

> From: "Cameron Crum" <[email protected]>
> To: [email protected]
> Sent: Friday, September 8, 2017 9:10:46 AM
> Subject: Re: [AFMUG] irma

> Is it too late to change your policy now? It's not like healthcare where you 
> can
> only get it at certain times, right?

> On Fri, Sep 8, 2017 at 7:00 AM, Faisal Imtiaz < [email protected] >
> wrote:

>> South Florida, after Hurricane Andrew, has been one of the worst places to 
>> buy
>> Homeowners Insurance.

>> 1) No company offers Replacement insurance for Content
>> 2) Insurance companies have separated water damage out from their coverage...
>> (Flood Insurance from Gov).
>> 3) Lot of the items are not 'excluded' or carry a premium charge.. e.g 
>> anything
>> externally attached to the house..
>> shed, fence, pool, awning etc etc.
>> 4) Many of us are not able to afford the Windstorm coverage.. (high property
>> values and higher premiums)... Just to give you an ideal, Homeowners policy
>> without Wind Storm Coverage is $4200/year... adding WindStorm would be an
>> additional $10-$12K / year i.e. $15-18K / year... (the home value is also 
>> high
>> 6 figures).
>> 5) The insurance companies have been getting very picky about everything...

>> So, putting all that aside, yes there is a portion in the Homeowners 
>> Insurance
>> which pays up to a certain limit for "Loss of Use"...

>> Regards.

>> Faisal Imtiaz
>> Snappy Internet & Telecom
>> 7266 SW 48 Street
>> Miami, FL 33155
>> Tel: 305 663 5518 x 232

>> Help-desk: (305)663-5518 Option 2 or Email: [email protected]

>>> From: "CBB - Jay Fuller" < [email protected] >
>>> To: [email protected]
>>> Sent: Thursday, September 7, 2017 11:30:54 PM
>>> Subject: [AFMUG] irma

>>> curious - if you live in a hurricane mandatory evac zone - does your 
>>> insurance
>>> company reimburse you travel expenses?
>>> assuming they don't - but i also believe if you have damage they do 
>>> reimburse
>>> travel?

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