hi, just to share. from discussion with someone from another bank, there is this customer that came to the bank and said that he doesnot want the bank to credit any interest in his account, being he's a moslem but he needs the bank's network to run his business. on bank side, the branch manager would not want to make a non-interest saving deposit, as it will be against the bank's procedures. hence, she opened the customer's account and manually deduct the monthly interest paid. once a while, she would call the customer and informed him that he won a price from the bank, in which it's actually the interest that was deducted from him. quite a solution:) regards, bayu
________________________________ From: [email protected] [mailto:[EMAIL PROTECTED] On Behalf Of ice-pack Sent: Monday, December 03, 2007 11:22 PM To: [email protected] Subject: [Keuangan] Re: Perbankan Syariah Mas Wahyu, thanks penjelasannya, sori baru bisa reply. Mengenai definisi riba, kalo memang definisinya masih beragam seperti itu, jadinya boleh ada ekonomi syariah versi A, ekonomi syariah versi B, dst, dan semuanya berhak make cap "syariah compliant" dong. It is really confusing, and I don't think it will work if it stay that way. Mengenai niat, kalo memang ukurannya niat, berarti praktek bank konvensionalpun kalo bunga nya di berikan utk amal (di niatkan dari awal) sebenernya masih masuk kategori syariah ga ? Kalo iya, kenapa repot2 ngurusin bank syariah ? Pake perbankan konvensional aja, tapi sebelumnya di niatkan bunga nya utk amal...... boleh ga ya ? :D --------------------------------- Be a better friend, newshound, and know-it-all with Yahoo! Mobile. Try it now. [Non-text portions of this message have been removed] CONFIDENTIAL NOTE: The information contained in this email is intended only for the use of the individual or entity named above and may contain information that is privileged, confidential and exempt from disclosure under applicable law. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication is strictly prohibited. If you have received this message in error, please immediately notify the sender and delete the mail. Thank you. [Non-text portions of this message have been removed]
