here in pnb credit card, customer receive OTP while transacting. RBI have
already restricted international transactions in credit cards, until a
customer give a specific request for it. better is to choose the credit card
with OTP compliance.
-----Original Message-----
From: SKYLINER via Ai
Sent: Monday, October 23, 2017 4:10 PM
To: ai@accessindia.inclusivehabitat.in
Cc: SKYLINER
Subject: Re: [Ai] Fraudulent Transactions on Credit Card
Yes Vikas, definitely it is harrowing time for the card holder as long as
the enquiry proceeds in the matter.
April last I was woken up by credit card watchers at 12.30 midnight stating
there were a no. of fraudulent transactions in my card totalling around 3
lakh rs; 'whether I was doing the transactions' they pertly asked. As I
said'no', they simply asked to logde a complaint in the moring. As I took
it up with customer team, SBI they said the same thing what you were told,
they could do nothing to stop the transactions, even if happens in the last
night.
Until very recently I have been exchanging various mails on the subject
until they, upon completion of all formalities, they declared all
transactions fake & fraudulent restoring my credit limit & abslovling all
charges. But definitely it was very harassing when they initially until
enquiry completion debited all transactions to my account billing huge sum
every month & myself pursuing them for reversals, etc.
Nearly similar thing happened in August last with Citybank card but their
system was foolproof & despite 10-15 fake attempts, money could not be
debited from my CC account.
Hopefully you will win ultimately, however, you are always on wining doubt
margin & they may have lot of mails, etc. to you until completion, in case
they start the proceedings, if money is debited to your account.
(Dinanath)
On Mon, 23 Oct 2017 15:37:11 +0530 Vikas Kapoor via Ai wrote
Folks, yesterday morning, when I got up early in the morning, I was jolted
to have seen as many as 8 messages in my text message inbox regarding
multiple transactions having taken place using my credit card totaling
nearly to Rs.35000 in smaller transactions. Most of them appeared to have
taken place on netflix.com and on some other malls based in the United
States. All such transactions happened within a span of just 2 minutes.
Upon registering a complaint by sending a detailed mail to the head office
of Corporation Bank at Mangalore, they replied back that although the
transactions have taken place, the money under those transactions have not
yet been claimed by the merchants. If the money is not claimed by the
merchants in the next 30 days, it would automatically be nullified.
However, they said that they cannot raise any claim of chargeback unless
the money has been claimed. Since there are lots of bankers on this list, I
just would like to know the implications of those
transactions that have taken place. My contention is that when I've already
brought this to their notice, shouldn't it be the duty of the staff to
initiate the actions on their part? Why are they waiting for the merchants
first to claim the money and once the merchants claimed, what is going to be
the end result of this?
Thanks.
Vikas Kapoor,
Mobile: (+91) 9891098137, 9013354994
Skype Id: dl_vikas
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Disclaimer:
1. Contents of the mails, factual, or otherwise, reflect the thinking of the
person sending the mail and AI in no way relates itself to its veracity;
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To check if the post reached the list or to search for old posting, reach:
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Celebrating International sight day Oct. 12 and World White Cane day Oct 15
Disclaimer:
1. Contents of the mails, factual, or otherwise, reflect the thinking of the
person sending the mail and AI in no way relates itself to its veracity;
2. AI cannot be held liable for any commission/omission based on the mails sent
through this mailing list..
To check if the post reached the list or to search for old posting, reach:
https://www.mail-archive.com/ai@accessindia.inclusivehabitat.in/maillist.html
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