I bought a new car and added it to my AAA insurance. Then I decided to review all my auto insurance. I got a quote from USAA. I've heard great things about them. Turns out that AAA charged way less for the 3 cars I had on their policy already--but way more for the new car. I tried to insure the new car alone with USAA--but they said all or nothing so I will probably stick with AAA. Has anyone had luck negotiating rates with insurance companies? Curious that AAA was lower for three cars and way higher for the new car!
I then reviewed my Antique Car insurance--I have used J.C. Taylor for years--25 plus I'll bet. USAA recommended American Collectors Insurance. American Collector Insurance had two types of policies. One--car related events only. The other--can drive to the grocery store on occasion if you want. The restrictive one was 30% higher than J.C. Taylor and the more liberal one was twice the cost of the restrictive one! All for cars going less than 1000 mi/year. I'd appreciate others experiences with regular and collector insurance companies. Have any of you filed a claim with a collector insurance company? Will they deny coverage if you drive the car to the store when they say they only cover car club events? Will they deny a claim if your car was in a carport instead of a garage? Timothy in Santa Barbara '67 Alfa Romeo Giulia Super '71 Alfa Romeo Giulia 1300 Super '92 Alfa Romeo Spider Veloce '71 Alfa Romeo F-12 Van (Furgone)[gone!] '55 Chevrolet Belair '00 Jaguar XJ8 '11 Tesla Roadster '81 Ford F150 Supercab Pick Up Truck -- to be removed from alfa, see http://www.digest.net/bin/digest-subs.cgi or email "unsubscribe alfa" to [email protected]
