So, based on this denial you could have the same result if you were stopped for 
lunch on a day long pleasure drive and had the windshield smashed in.  It 
wasn't being driven and wasn't in your locked garage, therefore no coverage.

Wonder what they would do if you had parked it there just long enough to back 
another car out of the locked garage so you could pull your insured one in?  
Would that be denied too?


John Justus
Sent from my Samsung Epicb" 4G
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