Hi Everyone,
I have an interesting app idea that I wanted
to work on.
Unfortunately, since it is very involved and such
an ambitious effort, I may not have the resources
to complete this project.
First, I would like to commend the creators
of ShopSavvy and CompareEverywhere for
their innovative ideas and efforts. I wish
them all the best.
My idea has some similarities to ShopSavvy,
but is also very different. Basically, the idea
has some key advantages, which are:
1. It is a money manager type program that
is fully automated.
2. For the end-user, it [always] keeps them
updated with accurate info about their
finances via online banking access (which
more and more people have now).
The actual idea is this:
1. Using the camera, the users takes a
picture of their receipt, when a purchase
is made.
2. Each item (including the tax info) in the
receipt is read by the camera and gets
saved into the 'money' program auto-
matically (or can probably be done via
OCR and the user just highlights each
item in the receipt that is on the screen,
then clicks 'process') into the preferred
account automatically based on the users'
settings/preferences.
3. When an online connection is active, the
money program automatically checks the
users' online banking/paper statements (after
the user places their fingerprint (as opposed
to the Username/Password method) on the
screen to allow access to the banking features
read by the camera (which would be a setting
that a user chooses). In the Online Banking,
the program would automatically read
'transactions' like Interest Earned.
4. When a bank account's interest [earned]
percentage changes the users would get an
instant notification that the interest level has
changed.
This can lead to forecasting based on the info
in the money program.
One thing, I don't believe I have sufficient resources
to get this complete. my request is if someone can
create it, by all means, go for it.
One last thing, I want to mention which will help this idea.
The link below shows the article that Sprint is welcoming
online banking and will soon provide services for it. Feel
free to read it at your leisure.
http://www.xchangemag.com/hotnews/mobile-banking-gets-push-from-visa-...
Hope this helps.
Thanks.
Sincerely,
Nikhil
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