I applied for the merchant account, after months of coding.  Now I get
this message:

"Verification: Your merchant account has been closed"

Ok, there was an error of some kind.  I'll just re-apply right?
Wrong:

"Can I open a new merchant account?
No. Any merchant account opened in connection with this current
account will be closed without notice."

So I will try to use my name again, with my gmail address, and my
Paypal credit card that has enough money for registration - my only
real online card that I have.

If this doesn't work again then I have to give up Android altogether.
With no way to sell apps, I'm completely out of the game.

Also, I wonder what this will be like for end-users.  Do they need a
Google checkout account to buy apps, or is it just done through the
service provider?  If they have to register with google checkout, they
may lose many customers before they even get a chance to buy with
their current policy.

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