On Sun, Dec 30, 2012 at 3:47 AM, Anders Rundgren
<[email protected]> wrote:
> On 2012-12-30 05:18, Jeffrey Walton wrote:
>> On Sat, Dec 29, 2012 at 10:58 PM, Jeffrey Walton <[email protected]> wrote:
>>> On Fri, Dec 28, 2012 at 12:16 PM, Anders Rundgren
>>> <[email protected]> wrote:
>>>> On 2012-12-28 11:22, Jeffrey Walton wrote:
>>>> <snip>
>>>>> ...
> Anyway, one of my core points is that the Google Wallet uses much better
> technology including secure key-storage than Google offers for third-party
> applications like mobile banking.
Ah, OK. I think that's the first time you stated it clearly.

> Personally I find the Internet-based credit-card payment systems as defined
> by the payment giants, VISA and MasterCard, pretty broken both from a 
> usability
> and security-point of view.  Since these systems still depend on information
> printed on the card *surface* (including the CCV "password"), it seems that
> this sector could use some new stuff.  It is pretty obvious that Google is the
> best candidate to make this happen.  The banks will eventually retire the
> EMV-card since they never got it to work on the Internet!
Yep. Follow the money, and you will understand why.

The defective system is OK because merchants absorb the costs via
Charge Backs (et al). This is despite the fact the merchant followed
the procedures, including online verification. If the defective system
cost Visa, Mastercard (et al) money, then the system would be
improved.

In the US, I'm convinced it will only change via legislation. But
Visa, Mastercard (et al) bride our representatives (err, make PAC
contributions). Confer: House Speaker Pilousi get a non-public IPO
from VISA. She responded in kind by blocking credit card relief
legislation after the 2008 fallout.

OT: Who is more dangerous to the democracy, the country [US], me, and
my fellow citizens? A Muslim pissed off at socio-economic injustice
and biased foreign policy? Or a member of congress who is not held
responsible or accountable for their lies to obtain office, or pursuit
of growing personal wealth while in office?

Capitalism at its finest. I call it "The United State of Corporate America."

Jeff

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