----- Original Message -----
From: Stop Foreclosures and Evictions
To: [EMAIL PROTECTED]
Cc: Activist alerts and news.
Sent: Sunday, September 14, 2008 6:35 PM
Subject: Action Alert: Moratorium Now! Tell the new Freddy Mac & Fannie
MaeConservator you want a MORATORIUM ON FORECLOSURES AND EVICTIONS NOW!
SIGN THE ONLINE PETITION!
TELL THE NEW CONSERVATOR OF FANNY MAE AND FREDDIE MAC, THE TREASURY
SECRETARY AND THE HOUSE AND SENATE BANKING AND FINANCE COMMITTEES:
MORATORIUM ON FORECLOSURES AND EVICTIONS NOW!
The government has just taken over Fanny Mae and Freddy Mac, which
control over half of the mortgages in the U.S.!
SIGN THE ONLINE PETITION demanding the Feds implement an IMMEDIATE
MORATORIUM ON FORECLOSURES AND EVICTIONS, NOW!
To: Federal Housing Finance Agency Director and Conservator for
Fanny Mae and Freddy Mac James Lockhart
CC: President Bush, Treasury Secretary Paulson, members of the
House and Senate Banking and Finance Committees, Congressional leaders, and
members of the media
Dear Director Lockhart,
As one who is deeply concerned that we are currently experiencing
the greatest home foreclosure crisis since the Great Depression, I call upon
you as the appointed conservator of Fannie Mae and Freddie Mac to Declare an
Emergency Federal Moratorium on home foreclosures.
The takeover of Fannie Mae and Freddie Mac by the federal
government is a de facto declaration of a State of Emergency by the federal
government, brought on by the foreclosure epidemic.
The federal government now holds or insures the majority of the
country's mortgages. Under current U.S. law, when there is a federal
declaration of a State of Emergency, there is an automatic mandatory 90 day
Moratorium on Foreclosures on all FHA-insured homes. This mandatory Moratorium
on Foreclosures is outlined in the U.S. Department of Housing and Urban
Development (HUD) Handbook 4330.1 REV-5 and also in the HUD Mortgagee Letter
2005-33, dated August 31, 2005. Most recently, a Moratorium on Foreclosures was
implemented in areas affected by Hurricane Gustav. The 90 day foreclosure
moratoriums have often been extended until the crisis subsides.
Likewise, the first action of the Federal Housing Finance Agency
(FHFA), the agency set up to take over and/or insure all Fannie Mae and Freddie
Mac mortgages, should be to automatically impose a moratorium on foreclosures
of mortgages held or insured by this new agency.
Such an action, mandated under federal law, would ensure that the
benefits of the takeover extend to the real victims of this crisis, the
homeowners entering foreclosure nationwide.
On September 17 and September 20, homeowners and activists will be
demonstrating in Michigan, California and Massachusetts in support of
legislation or executive action at the state level which would enact an
emergency moratorium on home foreclosures. However, clearly it would be
preferable for a moratorium on foreclosures to be enacted on a national basis.
All three demonstrations will be raising the demand for a national, federal
moratorium on foreclosures.
If the U.S. government can bail out Wall Street banks and take over
the two largest mortgage institutions, which will cost taxpayers hundreds of
billions of dollars and put the U.S. government in more or less direct control
of the entire mortgage industry, why can't it stop between 8,000 and 9,000
families from losing their homes to foreclosures every single day?
As you know, the foreclosure crisis has long since reached beyond
its original subprime mortgage holders. Today almost 10% of all who hold
mortgages are threatened with foreclosures.
The legislation that Congress passed this summer merely promises
help to those lenders who voluntarily agree to re-negotiate mortgages. This
measure will only save a relatively few homes.
It's highly doubtful that any of the bankers that are being bailed
out by the government were ever in danger of literally losing the roof under
which they and their families sleep. Instead it is ordinary working people who
are finding out daily what it is like to lose that roof.
I say enough is enough. I urge you and all others to act on behalf
of the people and enact a moratorium now on all foreclosures.
Sincerely,
(Your signature will be appended here based on the contact
information you enter)
Sign the Petition
JOIN THE PROTEST!
September 17 & September 20
Moratorium on Foreclosures and Evictions Actions
Lansing, MI | Los Angeles, CA | Boston, MA
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March on the State Capitol in Lansing, MI to demand
PASSAGE OF SB 1306 for a 2 YEAR MORATORIUM ON FORECLOSURES AND EVICTIONS
in MICHIGAN!
Wednesday, Sept 17, 11 AM, State Capitol, Lansing
Buses from Detroit 9 am
Moratorium NOW! Coalition to Stop Foreclosures and Evictions
c/o Central United Methodist Church, 4th floor, 23 E. Adams, Detroit, MI
48226
For a bus seat or to share a ride, call (313) 887-4344
Email: [EMAIL PROTECTED]
Website: www.moratorium-mi.org
Download flyer
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Los Angeles Labor/Community Protest to Stop Foreclosures and Evictions
and Save Our HOmes
Wednesday Sept 17th 2008
12 NOON
Downtown Los Angeles Federal Building
300 N Los Angeles Street
Join SEIU Local 721, Neighborhood Council Block Associations, Hermandad
Mexicano Nacional, South Asian Network, BAYAN-USA, International Action Center
and others
Demand that the US Government:
a.. Declare a State of Economic Emergency in California
b.. Immediately Order a Two-Year Moratorium on All Foreclosures in Los
Angeles and throughout California
In the second quarter of 2008, foreclosures in California hit record
levels, increasing 261% from one year before. Default filings rose 124.9% from
the previous year, indicating that the worst is yet to come. In Los Angeles
County 3.7% of all homes are in foreclosure. Because of the foreclosure
epidemic, property values are in a free fall. Home prices in Los Angeles have
declined 23.4%.
Thousands are being evicted with no notice. With the recent bailout and
takeover of Freddie and Fannie to the tune of $200 billion dollars the
government now controls 75% of all mortgages. That $200 billion dollars was
stolen from the workers and this lays the basis for a demand for a national
moratorium on all foreclosures.
NO MORE LOSS OF HOMES - COME AND JOIN THE PROTEST - UNITED WE CAN WIN
Called by Labor/Community Coalition to Stop Foreclosures and Evictions
Contact: (310) 677-6407
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Boston Rally and March to Demand Gov. Declare an Economic State of
Emergency
Saturday, Sept 20
12 noon
at Countrywide/Bank of America
811 Massachusetts Ave, South End
March to South Bay Prison, NStar, and South Bay BoA
Governor Deval Patrick,
We Demand that you Declare a State of Emergency, Now!
a.. Stop Utility Shutoffs & Restore Services Immediately!
b.. Declare a Moratorium on Foreclosures & Evictions!
c.. Roll Back Food & Fuel Prices!
The Winter of 2008 is predicted to be very severe. This will be no
natural disaster, but a life-threatening crisis made in government and
corporate boardrooms. We will not stand by as people freeze or go without
lights, while NSTAR ($7.8B in assets), National Grid and the Oil Companies make
$$ billions more in profits. $150 million more a day goes to the Iraq war. We
need to bring this money back to our communities, now!
The government has just taken over the largest mortgage banks in the
world, Fannie Mae and Freddie Mac, which have overseen millions of families
evicted from their homes. The government must not be in the business of
foreclosing and evicting us from our homes. Responsible government must now use
its power to declare a State of Emergency, and immediately halt all
foreclosures and evictions!
This economic crisis brings with it a rise in violence against people of
color, women, and lesbian/gay/bi/trans people who are scapegoated in an attempt
to divert attention away from greedy corporations and banks. Poor and working
families are struggling with housing, jobs, gas prices, healthcare, and feeding
our children. Youth need education and good union jobs, not police roundups and
more jails. Discrimination against people with CORI should be outlawed.
Heat, Housing, Jobs, Food and Fuel are a Human Right!
Together we have the power to build a movement to turn this unnatural
disaster around!
download flyer & "Economic State of Emergency" petition
For more info: (617) 522-6626 www.iacboston.org/WFN
Women's Fightback Network / F.I.S.T / International Action Center
284 Amory Street, Jamaica Plain, MA 02130
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DONATE -
http://www.stopforeclosuresandevictions.org/donate.shtml
CONTACT US -
http://www.stopforeclosuresandevictions.org/cmnt.shtml
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Contact:
The Ad Hoc National Network to
Stop Foreclosures & Evictions
A fast growing network of activists organizing in 22 states in every
region of the country.
www.STOPForeclosuresAndEvictions.org 212-633-6646
Atlanta 404-622-7517 * Baltimore 410-218-4835
Boston 617-522-662 * Buffalo 716-604-9515
Charlotte, NC 704-492-5226 * Cleveland 216-531-4004
Detroit 313-319-0870 * Los Angeles 323-936-7266 Miami 786-985-9048 * New
York 212-633-6646 Philadelphia 215-724-1618 * Raleigh, NC 919-264-0201
Washington, DC 202-821-3686
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