Credit card scam
I have not heard of this and thought it was worthy of sharing. I usually don't
like forwarding things like this but.
Read on.
Julie
New Credit Card Scam
Snopes.Com says this is true. To verify = 0see this site:
http://www.snopes.com/crime/warnings/creditcard.asp
This one is pretty slick since they provide YOU with all the
information, except the one piece they want.
Note, the callers do not ask for your card number; they already have
it... This information is worth reading. By understanding how the VISA
& Master Card Telephone Credit Card Scam works, you'll be better
prepared to protect yourself.
One of our employees was called on Wednesday from 'VISA', and I was
called on Thursday from 'Master Card'.. The scam works like this:
Caller: 'This is (name), and I'm calling from the Security and Fraud
Department at VISA. My Badge number is 12460. Your card has been
flagged for an unusual purchase pattern, and I'm calling to verify.
This would be on your VISA card which was issued by (name of bank).
Did you purchase an Anti-Telemarketing Device for $497.99 from a
Marketing company based in ?'
When you say 'No', the caller continues with, 'Then we will be issuing
a credit to your account. This is a company we have been watching and
the charges range from $297 to $497, just under the $500 purchase
pattern that flags most cards. Before your next statement, the credit
will be sent to (gives you your address), is that correct?'
You say 'yes'. The caller continues - 'I will be starting a Fraud
investigation. If you have any questions, you should call the 1- 800
number listed on the back of your card (1-800 -VISA) and ask for
Security.'
You will need to refer to this Control Number. The caller then gives
you a 6 digit number. 'Do you need me to read it again?'
Here's the IMPORTANT part on how the scam works. The caller then says,
'I need to verify you are in possession of your card'. He'll ask you
to 'turn your card over and look for some numbers'. There are 7
numbers; the first 4 are part of your card number, the next 3 are the
security Numbers that verify you are the possessor of the card. These
are the numbers you sometimes use to make Internet purchases to prove
you have the card. The caller will ask you to read the 3 numbers to
him. After you tell the caller the 3 numbers, he'll say, 'That is
correct, I just needed to verify that the card has not been lost or
stolen, and that you still have your card. Do you have any other
questions?' After you say No, the caller then thanks you and states,
'Don't hesitate to call back if you do, and hangs up.
You actually say very little, and they never ask for or tell you the
Card number.. But after we were called on Wednesday, we called back
within 20 minutes to ask a question.. Are we glad we did! The REAL
VISA Security Department told us it was a scam and in the last 15
minutes a new purchase of $497.99 was charged to our card.
Long story - short - we made a real fraud report and closed the VISA
account. VISA is reissuing us a new number. What the scammers want is
the 3-digit PIN number on the back of the card Don't give it to them.
Instead, tell them you'll call VISA or Master card directly for
verification of their conversation. The real VISA told us that they
will never ask for anything on the card as they already know the
information since they issued the card! If you give the scammers your
3 Digit PIN Number, you think you're receiving a credit.
However, by the time you get your statement you'll see charges for
purchases you didn't make, and by then it's almost too late and/or
more difficult to actually file a fraud report.
--------------------------------------------------------------------------------
The New Busy is not the old busy. Search, chat and e-mail from your inbox. Get
started.
--------------------------------------------------------------------------------
Hotmail has tools for the New Busy. Search, chat and e-mail from your inbox.
Learn more.
--------------------------------------------------------------------------------
No virus found in this incoming message.
Checked by AVG - www.avg.com
Version: 9.0.819 / Virus Database: 271.1.1/2869 - Release Date: 05/12/10
01:26:00
--
You received this message because you are subscribed to the Google Groups
"APFN" group.
To post to this group, send email to [email protected]
For more options, visit this group at
http://groups.google.com/group/APFN?hl=en
APFN-1 YahooGroups:
Subscribe: http://groups.yahoo.com/group/apfn-1/join
Unsubscribe: [email protected]
APFN MSG BOARD:
`In a time of universal deceit, telling the truth is a revolutionary act.'
http://disc.server.com/Indices/234999.html
APFN CONTENTS PAGE:
http://www.apfn.org/old/apfncont.htm
"RADIO YOUR WAY" APFN POGO NETWORK (( WOW!! ))
"All tyranny needs to gain a foothold is for people of
good conscience to remain silent" -- Thomas Jefferson
http://www.apfn.net/POGO.HTM
Find elected officials, including the president, members of
Congress, governors, state legislators, local officials, and more.
http://congress.org/congressorg/dbq/officials/
APFN,
PMB 206, 7549 W. CACTUS RD. #104, PEORIA, AZ 85381
