--- Wei Dai <[EMAIL PROTECTED]> wrote:
> ... surely one should either borrow
> money to do a life time worth of giving right away, or save and do all
> charity in one's will, or otherwise concentrate all charity giving to a
> single moment in time.

That should generalize to raising children; when one's child is born, one
should borrow enough money to create a fund that will pay for all the
child's expenses until his age of maturity, rather than pay for the child's
expenses every year out of one's income.  Yet nobody does this!

Fred Foldvary

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