--- Grey Thomas <[EMAIL PROTECTED]> wrote:
"'...we think you should have 100 stocks, minimum,
representing more than 20 different industries.'"

Is is true that a major strength of diversification
comes from the fact that stock prices have a
log-normal distribution, i.e. percentage change is
normally distributed, so that when a stock price goes
up by x%, and then up by x% again, the gain in dollars
is greater than the loss in dollars when it goes down
by x%, and then down by x% again, thus, spread over a
whole bunch of stocks going up and down, this effect
translates into "free" money?  Or something like that?

So intstead of "merely" protecting you if but one of
many firms tank, it also creates a sort-of money pump?

If this is so, or if it isn't, couldn't you just
spread around $10,000 for the same effect--or would
brokerage fees eat up all the gains in that case?


Curiously yours,
jsh

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