Assalamu'alaikum,
Saat ini banyak sekali kita jumpai bentuk simpan pinjam uang dan perkreditan.
Yang ingin saya tanyakan, apakah bentuk simpan pinjam uang dengan variabel
bunga yang divariasikan dengan masa angsuran diperbolehkan dalam Islam?
Apakah koperasi simpan pinjam itu termasuk lembaga ribawiyah?
Jazakallah khair
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