Daniel,

I have Visa merchant account from TD Bank, MC merchant account from Moneris, and AmEx merchant account from AmEx Canada.
All of them connected to my account on onlinemart.ca ( which is TD Bank outlet ).
And I am providing prepaid and postpaid phone services.

Just check it more carefully, you have the chance to have it.


Daniel Bruce Lynes wrote:
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On Wednesday 30 March 2005 09:36 am, Herman Webley wrote:

  
I am developing a calling card product. I am great at the coding, tech
parts, but money collection has me pretty much stumped. I am located
outside of the US (don't have ay kind of US bank account). Everything
I've read says this will make it much more difficult for me to get a US
merchant account.

I planned to use www.2checkout.com 5.5%+$0.45 per transaction. I worked
my financial model around those figures. I planned to switch to
www.charge.com once revenues picked up (2.36%+$0.25 per transaction
+$39.95 per month).
    

They don't allow you to sell phone services.  We've also checked all of these 
out, being as we are from Canada.  Ultimately, for the time being, we decided 
to go with Paypal.  Even the Canadian merchant accounts, while most allow you 
to sell phone services, they charge exhorbitant rates and almost all of them 
feed off of Moneris Solutions (a JV of Royal Bank and Bank of Montreal).
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-- 
All the Best!
Sergey.
=========================
Sergey Kuznetsov
President/CEO
         High Intellectual Technologies, Inc.

           Web: http://www.hitcalls.com
        E-mail: [EMAIL PROTECTED]
Business phone: (416) 548-9700 ext 37
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