Most credit card processing gateways require you to have the user's name and 
address for AVS verification when you perform customer not present 
transactions. Easy enough to do over a website, but a bit more tricky on the 
phone.

If these are for repeat "orders", how about getting the user to register via 
the website first, entering a payment card to be used for future orders, then 
give then a customer number and PIN that can be used by telephone for future 
"top-up" orders?

Something like that would be fairly easy to query against a database. I'd have 
thought.

Regards,

Chris



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