Keep in mind, mush, if you use mush, gags out a ton of text, so you are probably doing things you just can't see. At early levels, and even into the mid game, they handhold you pretty well, so there isn't much you need to really worry about in terms of finding the right equipment. Just use the identify command to see what you need, and use common sense. Your necromancer mage doesn't need AC 10 dex 2 piece.
As regards to skill and spell use, use them when you can. You're not going to win most fights by just letting your character autoattack. Rest and regen as needed, but be mindful of aggressive monsters. Find a safe room.
Instances are great because once you clear out most wandering mobs you should be relatively okay since you don't have to worry about repops.
Regarding stats, your class's primary stats are the most important. Don't neglect your other stats though. Train your primary stats, then the cheapest, is my strategy, with preference being for the stats of my second class, and cleric stats being third preference.
I recently made a thief warrior and it was a lot of fun. I made it to total 80 in a week by just following the quest lines and the stats have nothing under 17.
OH, one more thing. use the check command. You don't need to get all your skills right away. Get the critical and important skills on your primary, get the critical skills on your secondary, then mostly stick to utility stuff on everything else. Never feel bad about asking for advice. People are always happy to give you there right answer, and there really is no way to permanently screw up your character.
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