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March 31-April 2, 2003 * Georgian Terrace Hotel * Atlanta, GA 

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Dear All.
I read that
"It is very common for our banks to do so; From the
first moment when the account is open,there is certain
rules (types of transactions, level, etc)
established."
We, in Hong Kong, are starting to do this. 
Can anyone share more information on how to implement
this?
i.e. how are these standards set? and how do you
design the systemt to monitor the client's activity.
I am also drafting our "customer acceptance policy" 
Can anyone share with us how the Banks over the world
will write this policy?
Thanks.




 --- "David, Mihaela" <[EMAIL PROTECTED]>
���l�󤺮e�G>  
>  
>  
> Directia AUDIT INTERN
> Mihaela DAVID
>  
> -----Original Message-----
> From: David, Mihaela 
> Sent: Thursday, March 13, 2003 9:03 AM
> To: 'Diana Cox'
> Subject: RE: Two signatures required accounts...
> Importance: High
> 
> 
> Hi Diana,
>  
> It is very common for our banks to do so; 
> >From the first moment when the account is open,
> there is certain rules
> (types of transactions, level, etc)
> established.After that, the client
> should fulfill some papers with the signatures and
> nominate who has
> signature no. I (only one signature required) and
> signature no.II (two
> signatures required).
> The person who has signature no. I, can't have also
> signature no. II.
> After that, the account officer should follow if the
> conditions required
> according with this rule is fulfilled. If a person
> who has signature no.II
> is signing alone, the transaction is not valid and
> the officer (bank) do not
> operate it (recognize it). The procedure is valid
> for companies and
> individuals. If you need more details, I can check
> for you.
> Hope it helps,
>  
>  
> Directia AUDIT INTERN
> Mihaela DAVID
>  
> -----Original Message-----
> From: Diana Cox [mailto:[EMAIL PROTECTED] 
> Sent: Wednesday, March 12, 2003 8:33 PM
> To: [EMAIL PROTECTED]
> Subject: Two signatures required accounts...
>  
> I am looking for other banks that have checking
> and/or savings accounts with
> two signatures required.  I would like to hear your
> procedures for handling
> these types of accounts (i.e. what if there's only
> one signature on the
> check, verification of signature card updates, etc.)
> I appreciate any assistance.
> Thanks,
> Diana
>  

_________________________________________________________
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