I have IP & TPD through AMP. Cover is for gliding only and is specifically included. I am sure (from memory) there is no mention of competition flying, however I believe there is a restriction if average flight time exceeds 50 hours per year. I have had the cover for the past 12 years.
Sorry for late reply, I was away over Easter and am just cleaning out my email Kevin Roden 07 5445 67210429 627 [email protected] On 28 April 2011 21:05, Bruce Campbell <[email protected]> wrote: > Hi, follow-up to this off-line has been helpful, but insurers are still > revolting on the item of *competition flying*. I have managed to get an > offer of IP and TPD insurance for which general gliding is not excluded, but > claims involving competition flying remain excluded. > > So, I'm putting this question out there again, but with a slightly > different emphasis. Has anyone out there got Income Protection and > Temporary/Permanent Disability insurance but for which competition flying > has NOT been excluded. If so, can you please contact me and let me know > which companies are gliding friendly, including comp flying. > > Thanks! > > Bruce > > Bruce Campbell > > > > On 13 April 2011 22:04, Bruce Campbell <[email protected]> wrote: > >> Hi, >> >> Has anyone had TPD* and Income protection insurance for claims related to >> gliding excluded from their policy? Has anyone negotiated an alternate >> outcome (having initially been denied insurance for these types of claims)? >> >> I suspect that the insurance company concerned does not understand the >> difference between various forms of gliding - the application forms require >> hang gliding to be nominated. >> >> Gliding is obviously considered a higher risk than motorcycling, which was >> disclosed but no exclusion. I ride, and consider it a higher risk (but it's >> fun, and a challenge, and closes the occasional midlife crisis gap). >> >> Also noteworthy - gliding is not excluded for life insurance claims - just >> TPD and income protection. >> >> Interested in genuine contributions off list - others can go to the list! >> >> * TPD = temporary/permanent disability >> >> Thanks >> >> Bruce >> > > > _______________________________________________ > Aus-soaring mailing list > [email protected] > To check or change subscription details, visit: > http://lists.internode.on.net/mailman/listinfo/aus-soaring >
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