First of all, thank you for this excellent project.

I have a retirement account to which my company and myself contribute with 
every paycheck. There is little control over investments in this account. 
One can choose a generic asset allocation from a pre-defined list, and 
contributions are automatically invested. There are no shares or prices, 
only a balance that fluctuates due to contributions and investment profit 
and loss.

Due to the lack of transparency in this account I'm not quite sure how to 
track it. A naive way might be to track the balance of the account using 
its base currency, adjusting the balance according to periodic statements:

2017-01-01 open Assets:Bank:Checking  USD
2017-01-01 open Assets:Bank:IRA       USD
2017-01-01 open Income:Bank:IRA:PnL   USD
2017-01-01 open Income:Company:Salary USD
2017-01-01 open Income:Company:IRA    USD

2017-01-01 * "Payroll"
  Assets:Bank:Checking               900.00 USD
  Income:Company:Salary             -900.00 USD
  Assets:Bank:IRA                    100.00 USD
  Income:Company:IRA                -100.00 USD

; Adjust IRA balance according to quarterly statement
2017-03-31 pad Assets:Bank:IRA Income:Bank:IRA:PnL
2017-04-01 balance Assets:Bank:IRA   110.00 USD

As far as I can tell this method would be sufficient for my current needs 
(tracking the account's balance, profit and loss). However, I wonder if 
there's a better way to track this sort of account?

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