If you're talking about installment plan
<https://en.wikipedia.org/wiki/Hire_purchase> or something like that: You
bought somethings with credit, pay parts of money each period in a fixed
time(like 6 months or a year).
I'm facing the same issue, I'm trying to deal it like this:
{DATE} open Liabilities:CreditCards:XXX:Bill
{DATE} open
Liabilities:CreditCards:XXX:InstallmentPlan:MacBookPro:Principal ;;Pay
within six months
{DATE} open Liabilities:CreditCards:XXX:InstallmentPlan:MacBookPro:Interests
{DATE} * "buy a new macbook pro with installment plan"
Expenses:CutMyHandIfBuyMore 20000 CNY
Expenses:BankEatMyInterests 2000 CNY
Liabilities:CreditCards:XXX:InstallmentPlan:MacBookPro:Principal -20000
CNY
Liabilities:CreditCards:XXX:InstallmentPlan:MacBookPro:Interests -2000
CNY
When my bill come, I append a new entry:
{BillDATE} * "Stage-1 buy a new macbook pro with installment plan"
Liabilities:CreditCards:XXX:Bill -4000 CNY
Liabilities:CreditCards:XXX:InstallmentPlan:MacBookPro:Principal +3700
CNY
Liabilities:CreditCards:XXX:InstallmentPlan:MacBookPro:Interests +300
CNY
Not sure if it'll work, but I think there're may better solution.
On Wednesday, November 21, 2018 at 2:30:26 PM UTC+8, [email protected]
wrote:
>
> Hi,
> I have purchased a few thing using my credit card on emi. Below are the
> details which I would like to track and I am not able to figure out how
> Before start of emi:
> max Credit card limit was 50k
> Available limit was 49k
> Spent on purchases 1k
>
> After emi:
> I bought an item worth 10k with monthly emi of 2k for 6 months
> max Credit limit is still 50k
> Available limit is 37k
> Spent on purchases 1k
>
> I have been tracking it by adding entries as and when they are debited but
> the problem with this is that I am unable to track my current bill amount
> and the available limt.
>
> I can share my beancount file if needed.
>
> Thanks.
>
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