I’d like to get started using beancount for personal finance, and have started 
on the tutorial, etc. I have some practical, (mostly) non-technical questions 
that I haven’t found answers to. For example:

- Do I need to create all my accounts from the start? They’re all connected, of 
course — bank account pays credit-card bill and mortgage, checking account 
funds savings, etc. if I don’t create them all at once, how do I create those 
connections as I go? Eg, how can I “pay” a credit-card bill before I’ve set up 
the credit card account?

- How much history does it make sense to create at the beginning? I would have 
to import bank and card data (no Quicken file or equivalent). I see there’s a 
way of starting an account, padding it to the present and then going back to 
add historical transactions from some arbitrary point before I started 
recording transactions but after the account-open date.  Does it make more 
sense to start with the present or a month back/several months/beginning of the 
year?

- What’s the best way to get up to speed on importing csv or Quicken-type files 
downloaded from a bank? I assume there may be some amount of scripting 
available (I can manage that much python). So far I’ve hand coded my most 
recent transactions from my checking account, just to get a feel for what’s 
involved, but I don’t want to keep doing that for long. 

Thanks!

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