I'm doing it at the leaf level rather than the root level. I think it
depends on how you want to aggregate expenses. Do you care about
aggregating expenses by person or by category? Personally speaking, I care
more to know how much we spent on dining out in total rather than knowing
how much my spouse spent across categories in total. For this reason, I do
it at the leaf level (Expenses:Dining:Spouse) rather than root
(Expenses:Spouse:Dining).

Ultimately, you can slice and dice however you want using queries, but this
makes it easy for me to visualize category-level expenses in Fava.

On Sun, May 31, 2020 at 11:30 AM 'Patrick Ruckstuhl' via Beancount <
[email protected]> wrote:

> Hi,
>
>
> I'm actually separating it at the root level. e.g. I have
>
>
> Assets:Joint:US:Fidelity:Brokerage
> Assets:Spouse1:US:Fidelity:HSA
> Assets:Spouse2:US:Fidelity:HSA
>
>
> I haven have income/expenses tracked that way
>
> Income:Joint:Food
> Income:Spouse1:BankFees
> Income:Spouse2:BankFees
>
>
> That way I can with a simple prefix where statement limit it.
>
>
> Regards,
>
> Patrick
> On 31.05.2020 09:10, Jonathan Goldman wrote:
>
> I saw in the cookbook
> <https://docs.google.com/document/d/1Tss0IEzEyAPuKSGeNsfNgb0BfiW2ZHyP5nCFBW1uWlk/edit#>
> document this mention of how to organize accounts:
>
>
> Over time, I’ve iterated over many ways of defining my account names and I
>> have converged to the following convention for Assets, Liabilities, and
>> Income accounts: Type : Country : Institution : Account : SubAccount
>
> My question is what are recommendations for handling spouse accounts and
> children. Specifically, if you have a spouse and kid and have IRAs or HSAs
> what is the a good structure to follow?
> Suppose these are the accounts you have:
> Asset:US:Fidelity:Brokerage:...(joint)
> Asset:US:Fidelity:HSA:Spouse1
> Asset:US:Fidelity:HSA:Spouse2
> Asset:US:Fidelity:IRA:Spouse1
> Asset:US:Fidelity:IRA:Spouse2
> Asset:US:Fidelity:529:Child1
> Asset:US:Fidelity:529:Child2
> Asset:US:Schwab:IRA:Spouse1
> Asset:US:Schwab:IRA:Spouse2
> I can imagine one kind of analysis is to aggregate by IRA and spouse but
> maybe not include children and look across institutions. This is possible
> with the right SQL query but just wondering if this structure is ok or if
> there is a better/simpler structure when building accounts to track all
> finances for a family.
> thanks in advance!
>
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