Hi, Perhaps as suggested by Martin introducing a virtual currency may solve the problem. I'll call the new currency DEDUCT.
2019-10-30 * "Dental" ; day of service Assets:Bank -29 EUR Expenses:Medical:Claims 29 EUR Expenses:Medical:DeductibleAccrued (29-20.78) DEDUCT ; this will have to be backfilled using data from the "certificate" / Explanation of Benefits. Expenses:Medical:Copayments 2019-12-27 * "Dental" Assets:Bank 20.78 EUR Expenses:ClaimsPayment -20.78 EUR Then, your used up deductible would be reflected in Expenses:Medical:DeductibleAccrued. Your out-of-pocket would also correspond to the same account, or equivalently in Expenses:Medical:Copayments (but not in EUR). Clearly Expenses:Medical:DeductibleAccrued would eventually exceed the plan deductible, but there's no harm in that. Did I miss anything? On Saturday, July 4, 2020 at 7:53:54 AM UTC-7 IImayneII wrote: > Hi. I have a question for a good method of booking healthcare expenses. I > had found some information ( > https://docs.google.com/document/d/16RKEl1NJ3qg8VU9vKRRvgIv3CyGs0_4ASS4lD5iBFTw/edit#heading=h.k8gf9rm4lopl > ) > but the part for tracking deductible, co-payments here is not finished and > the person mentions this > """ I carry this out using the “mirror accounting” technique I describe in > another document. The idea is to use an alternative currency to count for > these amounts.""" > Is the only way to do this is using alternative currencies? I would like > to try to avoid this. > > My issue looks something like this. > > ; detailed paper > Refund: 20.78 EUR > Honorarium : 26.78 EUR > Deductible: 6.00 EUR > Payed: 29.00 EUR > Copayment: 8.22 EUR > > > Day of service/Day of payment; no information about individual parts > Real Payed: 29.00 EUR ;payed from account > > Day of certificate; information about parts > Refund: 20.78 EUR ; refund from insurance > Honorarium : 26.78 EUR ; salary doctor > Deductible: 6.00 EUR ; tracking deductible for insurance per year > Payed: 29.00 EUR ; total cost > Copayment: 8.22 EUR ; personal cost > > Day of reimbursement; deposit on account > Refund: 20.78 EUR > > ------------------------------------------------------- > > 2019-10-30 * "Dental"; day of service > Activa:Account -29.00 EUR > Expenses:Health:Medical:Claims 29.00 EUR > > 2019-10-31 * "Dental"; day of certificate > Expenses:Health:Medical:ClaimsPayment -20.78 EUR ;savings > Expenses:Health:Medical:Copayment (8.22-6.00) EUR > Expenses:Health:Medical:Deductible 6.00 EUR > Liabilities:Medical:Payed -8.22 EUR > Liabilities:Medical-Refund 20.78 EUR > > 2019-12-27 * "Dental"; day of reimbursement > Activa:Account 20.78 EUR > Liabilities:Medical-Refund -20.78 EUR > > > Just not sure how I would structure the transaction on 2019-10-31 if I > want to split up between copayment and deductible. > I could just leave it out and track what my total personal cost was and be > it reflected in the top account of "Expenses:Health:Medical" but I would > like to track both if possible instead of just doing the following. > > 2019-10-31 * "Dental"; day of certificate > Expenses:Health:Medical:ClaimsPayment -20.78 EUR ;savings > Liabilities:Medical-Refund 20.78 EUR > > -- You received this message because you are subscribed to the Google Groups "Beancount" group. To unsubscribe from this group and stop receiving emails from it, send an email to [email protected]. To view this discussion on the web visit https://groups.google.com/d/msgid/beancount/13b1e744-c478-4a53-b322-8c59370998can%40googlegroups.com.
