On Sat, Oct 3, 2020 at 1:59 AM Oon-Ee Ng <[email protected]> wrote:

> Thanks Martin!
>
> On Sat, Oct 3, 2020 at 11:17 AM Martin Blais <[email protected]> wrote:
>
>>
>> On Thu, Oct 1, 2020 at 10:49 PM Oon-Ee Ng <[email protected]> wrote:
>>
>>
>> Or is it better (especially for income/expenses accounts) to just declare
>>> them as multi-currency:-
>>> 2020-10-02 open Income:InterestIncome CUR1,CUR2
>>>
>>
>> Up to you. I use a country code in my Income accounts (so the source
>> country is clear when it's time to do taxes) but not for my expenses
>> accounts.
>>
>> So to be clear, everything under income and expenses you don't use a
> country code (and you use multi-currency)?
>

I do for Income, not Expenses.



>
> I guess it does make sense that I don't really care about which currency
> it is in, just total numbers, for income/expense.
>
> Just organization niceness.
>>
>>
>>
>>> 2. How do I (or should I even) keep track of flunctuating exchange rates?
>>>
>>> My secondary (and tertiary, as my final aim is USD investments but I
>>> need an intermediary currency due to how my local currency works) currency
>>> is primarily for investment. My income for now is all in my primary
>>> currency, but eventually there'll be dividend/capital gain (or loss, I'm
>>> not naive) to be booked in the secondary and tertiary currencies. Is it
>>> easy to keep track of nominal exchange rates in a way which makes sense for
>>> reporting purposes, or is it better practice to only report an investment
>>> in the currency it is denominated in?
>>>
>>
>> It depends where and how you'll be paying taxes. Figure out how the taxes
>> you'll have to file and to which countries, go through the calculation,
>> that should tell you what rates you need to keep. I don't think there's a
>> rule.
>>
>> My country doesn't tax capital gains or dividends from overseas
> investments, and I believe the US already applies a withholding tax on
> dividends anyway. But yes that's something I do need to look into.
>
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