Hi.

In the USA, you can fund a Health Savings Account (HSA) with pretax dollars 
that you can invest. If you incur a qualified medical expense, you are 
allowed to withdraw money from the HSA account tax free. As long as you 
properly record them, you can withdraw money equal to these expenses at any 
later date tax free.

In my particular case, almost 100% of my HSA balance is invested in a stock 
market ETF.

How would you set up accounts to track the amount you can withdraw from the 
HSA account tax free? It seems like maybe it has to do with setting the 
cost basis of the ETF in the HSA, but I wouldn't be surprised if that was 
overly complicating things.

Sincerely,
Ryan Mulligan

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