Hi everyone,

I've now successfully gotten two banks working with smart importer. Since 
bank accounts only have a balance and then link to expenses it's 
straightforward to using the "pad" operation and start at some point in 
time and then later go back, if you want, and import more data.

I'm now focused on investments. I have used reds_importers so far and have 
one working for Vanguard and it works great. However, I have two questions:

1) The bean-extract operation generates per-commodity accounts. Are you 
supposed to have one for USD? (e.g. 
 Assets:US:Investments:Taxable:Brokerage:Vanguard:USD)

2) I started by trying to import since July 2018. I have some sales where 
beancount doesn't know the cost basis. I think I may either have to 
manually add the purchase or keep importing like 5 years of data to then 
get it error free. Is there an interim solution recommended before I get 
all that data gathered?

3) How does one handle "in-kind distributions"? Basically, I invested cash 
into a fund which later bought some stocks and instead of returning cash it 
gave back stock on a specific day with a specified value. You need this to 
compute the fund performance but there is not necessarily a transaction on 
that day of transfer. This is common situation to let the investor decide 
if they want to sell. They also provide the purchase price information of 
the stock. How does one report all this for beancount?

thanks,
Jonathan

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