I came across this thread that says it is not possible to have a balance 
only check parent account balance. Is that true?

https://www.reddit.com/r/plaintextaccounting/comments/toye47/make_balance_assertions_take_into_account/

I use a pending subaccount to for transactions that have not posted yet, 
and add balances based on monthly statements (which do not include pending) 
and as a result the balances basically always fail.

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